3402 Whisper Trce, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3402 Whisper Trce, Schertz, TX 78108 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage3,109 sqft Living Area
Lot Size7,410 sqft (0.17 acres)
GarageAttached, 399 sqft
OccupancyOwner Occupied
Tax Bill$5,269.00 (2024)

Property Details

APN / Parcel Number

Primary APN1G-3563-3032-00100-000
Alternative APNs
  • 000000120714
  • 000000254263

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,109 sqft Living Area
Gross Area3,508 sqft Gross Area
2nd Floor1,732 sqft 2nd Floor
Stories2 Stories
Utility Area160 sqft Utility Area
Utility RoomUtility Room
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialCombination Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,410 sqft (0.17 acres)
Depth X Width118 ft x 63 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area399 sqft Garage

Exterior Amenities

Deck Area496 sqft Deck
Patio Area496 sqft Patio
PorchCovered Porch
Porch Area136 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Water SourceCommercial Water Source

Location & Zoning

Account Number000000254263
Old Parcel Number1G3563303200100000
Street Address3402 WHISPER TRCE
CitySCHERTZ
StateTX
Zip78108-2310
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 32 LOT 1
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract1
Legal Block32
Legal Lot Number1
JurisdictionGUADALUPE TX
Minor Civil DivisionSCHERTZ-CIBOLO
Census Blockgroup3
Census Block3005
Census Tract210613

Owner

Source: Guadalupe County records · APN 1G-3563-3032-00100-000

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3402 WHISPER TRCE, SCHERTZ, TX 78108-2310
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2021Vendor's Lien, Transfer · Veterans Administration Mortgage
QUICKEN LOANS LLC
Jul 09, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2021
Deed SaleMar 04, 2021
Prior SaleJul 09, 2019
Deed Doc Number202199007224
Record RefreshedJun 08, 2026

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateMar 04, 2021
Property Address3402 WHISPER TRCE, SCHERTZ, TX 78108-2310
Document Number0099007224
Map ReferenceVOL 6 PG 767-768
Instrument DateMar 03, 2021
Instrument202199007224
Transaction TypeTransfer
Record UpdatedNov 03, 2025
Title CompanyINDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address219 RIDGE PT, SPRING BRANCH, TX 78070-5438

Transferred To (Grantee/Buyer)

NameVerified Name
Address3402 WRISPER TRACE, SCHERTZ, TX 78154

Mortgage

Document Number0099007225
DateMar 04, 2021
Instrument202199007225
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateJul 09, 2019
Property Address3402 WHISPER TRCE, SCHERTZ, TX 78108-2310
Document Number0000015212
Instrument DateJul 03, 2019
Instrument15212
Transaction TypeTransfer
Record UpdatedNov 06, 2019
Title CompanyFRONTIER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3402 WHISPER TRCE SCHERTZ TX 781082310, SCHERTZ, TX 78108-2310

Mortgage

Document Number15213
DateJul 09, 2019
Instrument15213
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 08, 2049

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$355,757 (+8.79%) Land $34,890 Building $320,867$355,757 (+8.79%) Land $34,890 Building $320,867
2024$5,269.00 (+3.9%)
2023$5,071.00 (-18.89%) Homeowner's exemption$327,000 Land $47,340 Building $279,660$327,000 Land $47,340 Building $279,660
2022$6,252.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 11% of Texas
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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