3512 Whisper Trce, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3512 Whisper Trce, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details1,707 sqft · built 2005
Lot Size0.147 acres (6,407 sqft)
OwnerIndividual Name on File
Last Sale$216,900 (Dec 2020)
Tax Bill$3,007 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1G3563303200800000

Property Details

APN / Parcel Number

Primary APN1G3563303200800000
Alternative APNs
  • 000000120721
  • 000000251109
  • 120721

Interior

Stories1 Story
Building Area1,707 sqft Living Area
Gross Area2,155 sqft
1st Floor Area1,707 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,407 sqft (0.147 acres)
Lot Dimensions111 ft deep x 58 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area98 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address3512 WHISPER TRCE
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 32 LOT 8
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract8
Legal Block32
Legal Lot Number8
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3005
Census Tract210613

Owner

Source: Guadalupe County records · APN 1G3563303200800000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3512 WHISPER TRCE, SCHERTZ, TX 78108-2311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2020 · Amount on Record
Deed SaleDec 02, 2020 · Amount on Record
Prior SaleDec 02, 2020 · Amount on Record
Deed Document Number202099034797
Prior Transfer DateNov 30, 2020
Prior Transfer Doc0099034797
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateDec 02, 2020
Property Address3512 WHISPER TRCE, SCHERTZ, TX 78108-2311
Document Number0000034797
Instrument DateNov 30, 2020
Instrument34797
Transaction TypeTransfer
Record UpdatedDec 17, 2020
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3512 WHISPER TRCE SCHERTZ TX 781082311, SCHERTZ, TX 78108-2311

Mortgage

Document Number34798
DateDec 02, 2020
Instrument34798
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

Mortgage

Document Number34799,
DateDec 02, 2020
Instrument34799
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
AddressPO BOX 13941, AUSTIN, TX 78711-3941
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$241,354 (+2.17%) Land $43,387 Building $197,967$241,354 (+2.17%) Land $43,387 Building $197,967
2025$3,007.00 (-30.13%) Homeowner's exemption$236,229 (-14.06%) Land $31,518 Building $204,711$236,229 (-14.06%) Land $31,518 Building $204,711
2024$4,304.00 (+12.67%)
2023$3,820.00 (-31.9%)$274,882 Land $43,283 Building $231,599$274,882 Land $43,283 Building $231,599
2022$5,609.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Valley Telephone Cooperative, Inc. (TX).

Based on FCC filings for 547 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Whisper Trce

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