3406 State Rte 12 E, Pandora, OH 45877 Property Records

Putnam County property record for 3406 State Rte 12 E, Pandora, OH 45877 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,570 sqft
Lot Size	2.11 acres (92,129 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (Nov 2006)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2015 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-015200.0210`

Property Details

APN / Parcel Number

Primary APN	`48-015200.0210`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
1st Floor Area	1,686 sqft
Upper Floors Area	884 sqft
Attic	Attic
Attic Area	884 sqft
Basement Area	442 sqft
Unfinished Basement	442 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	92,129 sqft (2.11 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	91 sqft
Granary	720 sqft
Silo	Silo

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	3406 STATE ROUTE 12 E
City	PANDORA
State	OH
Zip	45877-9745
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1S 8E 15 SPT MDPT W NE
Legal Range	8E
Legal Township	1S
Legal Section	15
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2035
Census Tract	30400

Owner

Source: Putnam County records · APN 48-015200.0210

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3406 STATE ROUTE 12 E, PANDORA, OH 45877-9745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Feb 12, 2015	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Nov 10, 2005	Deed of Trust, Mortgage · Conventional Mortgage POPULAR FINANCIAL SERVICES LLC
Jan 16, 2009	Deed of Trust, Mortgage · Conventional Mortgage AG CREDIT AGRICULTURAL CREDIT ASSOCIATIO
Nov 22, 2006	Warranty Deed, Transfer · Conventional Mortgage AG CREDIT AGRICULTURAL CREDIT ASSOCIATIO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2006 · Amount on Record
Deed Sale	Nov 22, 2006 · Amount on Record
Deed Document Number	20066537
Deed Book / Page	576 / 7
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3406 STATE ROUTE 12 E, PANDORA, OH 45877-9745
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00727/1083
Date	Nov 12, 2020
Book Page	727/1083
Instrument	202000005797

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3406 STATE ROUTE 12 E, PANDORA, OH 45877-9745
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00667/0666
Date	Feb 12, 2015
Book Page	667/0666
Instrument	201500000480

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	158 Months
Due	Apr 01, 2028

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3406 STATE ROUTE 12 E, PANDORA, OH 45877-9745
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00562/2428
Date	Nov 10, 2005
Book Page	562/2428
Instrument	200500006175

Lender

Name	POPULAR FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2035

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3406 STATE ROUTE 12 E, PANDORA, OH 45877-9745
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00598/0927
Date	Jan 16, 2009
Book Page	598/0927
Instrument	200900000282

Lender

Name	AG CREDIT AGRICULTURAL CREDIT ASSOCIATIO
Address	FOSTORIA, OH 44830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2029

November 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Nov 22, 2006
Property Address	3406 STATE ROUTE 12 E, PANDORA, OH 45877-9745
Document Number	00576/0007
Book / Page	576 / 0007
Instrument Date	Nov 22, 2006
Instrument	200600006537
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 STATE ROUTE 12 E, PANDORA, OH 45877-9745

Mortgage

Document Number	00576/0009
Date	Nov 22, 2006
Book Page	576/0009
Instrument	200600006538

Lender

Name	AG CREDIT AGRICULTURAL CREDIT ASSOCIATIO
Address	FOSTORIA, OH 44830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (+2.88%) Homeowner's exemption Additional exemption filed	$77,940 (-) Land $8,160 Building $69,780	$227,080 (-) Land $27,710 Building $199,370
2024	$2,226.00 (+0.13%) Homeowner's exemption Additional exemption filed	$77,940 (+73.62%) Land $8,160 Building $69,780
2023	$2,223.00 (+32.64%) Homeowner's exemption Additional exemption filed	$44,890 (-) Land $6,260 Building $38,630	$227,080 (+71.07%) Land $27,710 Building $199,370
2022	$1,676.00 Homeowner's exemption Additional exemption filed	$44,890 Land $6,260 Building $38,630
2020			$132,740 Land $22,370 Building $110,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391370304002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Defiance Holdings	Fixed Wireless	500 / 100
Vaughnsville Telephone Company	Fixed Wireless (licensed-by-rule)	500 / 50
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
HDER Link	Fixed Wireless (unlicensed)	100 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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