2814 State Rte 12 E, Pandora, OH 45877 Property Records

Putnam County property record for 2814 State Rte 12 E, Pandora, OH 45877

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 2,268 sqft
Lot Size65.8 acres (2,866,248 sqft)
Owner2 Individual Names on Record
Tax Bill$4,057 (2025)
Deeds & MortgagesMay 2019 Mortgage
May 2013 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN48-013140.0000

Property Details

APN / Parcel Number

Primary APN48-013140.0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,268 sqft Living Area
1st Floor Area1,652 sqft
Upper Floors Area616 sqft
AtticAttic
Attic Area616 sqft
Basement Area880 sqft
Unfinished Basement880 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area2,866,248 sqft (65.8 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

Shed1 Shed
Shed Area640 sqft
Poultry House1,680 sqft
Pole Barn4,664 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address2814 STATE ROUTE 12 E
CityPANDORA
StateOH
Zip45877-9744
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description1S 8E 11 S SW EX SMDPT EX NECOR EX SEPT
Legal Range8E
Legal Township1S
Legal Section11
JurisdictionPUTNAM OH
Township / Civil DivisionRILEY
Census Block Group2
Census Block2003
Census Tract30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2814 STATE ROUTE 12 E, PANDORA, OH 45877-9744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2019Deed of Trust, Mortgage · Commercial Mortgage
THE FIRST NATIONAL BANK OF PANDORA
May 29, 2013Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK OF PANDORA
Jan 24, 2008Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK & TRUST CO
May 20, 2008Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK OF PANDORA
Apr 22, 2025Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address2814 STATE ROUTE 12 E, PANDORA, OH 45877-9744
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00709/0871
DateMay 16, 2019
Book Page709/0871
Instrument201900001747
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term53 Months
DueOct 5, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address2814 STATE ROUTE 12 E, PANDORA, OH 45877-9744
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00650/2241
DateMay 29, 2013
Book Page650/2241
Instrument201300002851
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeLine of Credit
AmountAmount Recorded
Term62 Months
DueJul 5, 2018
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address2814 STATE ROUTE 12 E, PANDORA, OH 45877-9744
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00588/0239
DateJan 24, 2008
Book Page588/0239
Instrument200800000333
Lender
NameTHE FIRST NATIONAL BANK & TRUST CO
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address2814 STATE ROUTE 12 E, PANDORA, OH 45877-9744
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00592/1108
DateMay 20, 2008
Book Page592/1108
Instrument200800002934
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
AddressPANDORA, OH 45877
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 20, 2013
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionPUTNAM OH
Recording DateApr 22, 2025
Property Address2814 STATE ROUTE 12 E, PANDORA, OH 45877-9744
Document Number00774/1467
Book / Page774 / 1467
Instrument DateApr 2, 2025
Instrument202500001488
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2814 STATE ROUTE 12 E, PANDORA, OH 45877-9744

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionRiley Township
Unified School DistrictPandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,057.00 (+1.73%) Homeowner's exemption Additional exemption filed$137,010 (+63.59%) Land $71,460 Building $65,550$771,600 (-) Land $584,310 Building $187,290
2023$3,988.00 (+26.64%) Homeowner's exemption Additional exemption filed$83,750 (-) Land $40,260 Building $43,490$771,600 (+27.58%) Land $584,310 Building $187,290
2022$3,149.00 Homeowner's exemption Additional exemption filed$83,750 Land $40,260 Building $43,490
2020$604,800 Land $480,540 Building $124,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Wireless
Fixed Wireless
500 / 50
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
MetaLINK Technologies
Fixed Wireless
25 / 5

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