3130 State Rte 12 E, Pandora, OH 45877 Property Records

Putnam County property record for 3130 State Rte 12 E, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,837 sqft · built 1906
Lot Size	1.62 acres (70,741 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-015180.0100`

Property Details

APN / Parcel Number

Primary APN	`48-015180.0100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,837 sqft Living Area
1st Floor Area	1,133 sqft
Upper Floors Area	704 sqft
Attic	Attic
Attic Area	704 sqft
Basement Area	1,133 sqft
Unfinished Basement	1,133 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	70,741 sqft (1.62 acres)
Poultry House	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	3130 STATE ROUTE 12 E
City	PANDORA
State	OH
Zip	45877-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 15 WMDPT E NE EX WPT
Legal Range	8E
Legal Township	1S
Legal Section	15
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2035
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3130 STATE ROUTE 12 E, PANDORA, OH 45877-9745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3130 STATE ROUTE 12 E, PANDORA, OH 45877-9745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PERFORMANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	691/0497
Date	Jul 31, 2017
Book Page	691/0497
Instrument	201700003165

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (+2.75%) Homeowner's exemption	$53,350 (-) Land $7,600 Building $45,750	$152,420 (-) Land $21,710 Building $130,710
2024	$1,530.00 (+0.07%) Homeowner's exemption	$53,350 (+30.86%) Land $7,600 Building $45,750
2023	$1,529.00 (+0.46%) Homeowner's exemption Additional exemption filed	$40,770 (-) Land $5,950 Building $34,820	$152,420 (+30.84%) Land $21,710 Building $130,710
2022	$1,522.00 Homeowner's exemption	$40,770 Land $5,950 Building $34,820
2020			$116,490 Land $17,000 Building $99,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: T-Mobile.

Nearby Properties on State Rte 12 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures