3404 Crossgate Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3404 Crossgate Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,572 sqft · built 2001
Lot Size	0.172 acres (7,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Mar 2023)
Tax Bill	$8,263 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-479-025`

Property Details

APN / Parcel Number

Primary APN	`21-12-479-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,572 sqft Living Area
Gross Area	4,152 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Finished Basement	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	7,479 sqft (0.172 acres)
Lot Dimensions	110 ft deep x 68 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	168 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3404 CROSSGATE DR
City	BLOOMINGTON
State	IL
Zip	61704-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	WHITE EAGLE SOUTH 2ND ADD LOT 102
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	WHITE EAGLE SOUTH 2ND ADD
Legal Lot Number	102
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1012
Census Tract	1108

Owner

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3404 CROSSGATE DR, BLOOMINGTON, IL 61704-9662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Aug 21, 2017
Deed Document Number	20232975
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 10, 2023
Property Address	3404 CROSSGATE DR, BLOOMINGTON, IL 61704-9662
Document Number	202300002975
Map Reference	DOC 99-21371
Instrument Date	Mar 2, 2023
Instrument	2023-00002975
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 CROSSGATE DR, BLOOMINGTON, IL 61704-9662

Mortgage

Document Number	202300002976
Date	Mar 10, 2023
Instrument	2023-00002976

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3404 CROSSGATE DR, BLOOMINGTON, IL 61704-9662
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 CROSSGATE DR, BLOOMINGTON, IL 61704-9662

Mortgage

Document Number	202100024791
Date	Oct 14, 2021
Instrument	2021-00024791

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Sep 29, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3404 CROSSGATE DR, BLOOMINGTON, IL 61704-9662
Transaction Type	Mortgage
Record Updated	Aug 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000014840
Date	Aug 3, 2020
Instrument	2020-00014840

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	7 Months
Due	Mar 30, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3404 CROSSGATE DR, BLOOMINGTON, IL 61704-9662
Transaction Type	Mortgage
Record Updated	May 11, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000006907
Date	Apr 21, 2020
Instrument	2020-00006907

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,405 (+25.86%) Land $21,172 Building $94,233	$346,215 (+25.86%) Land $63,516 Building $282,699
2024	$8,263.00 (+13.82%)
2023	$7,260.00	$91,695 Land $16,822 Building $74,873	$275,085 Land $50,466 Building $224,619

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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