3402 Crossgate Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3402 Crossgate Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,016 sqft · built 2001
Lot Size	0.178 acres (7,736 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Oct 2026)
Tax Bill	$8,185 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-479-024`

Property Details

APN / Parcel Number

Primary APN	`21-12-479-024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,016 sqft Living Area
Gross Area	3,511 sqft
1st Floor Area	1,169 sqft
Basement Area	670 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	7,736 sqft (0.178 acres)
Lot Dimensions	113 ft deep x 68 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3402 CROSSGATE DR
City	BLOOMINGTON
State	IL
Zip	61704-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 101 WHITE EAGLE SOUTH 2ND ADD
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	WHITE EAGLE SOUTH 2ND ADD
Legal Lot Number	101
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1012
Census Tract	1108

Owner

Source: McLean County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3402 CROSSGATE DR, BLOOMINGTON, IL 61704-9662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CIBM BANK
Oct 4, 2019	Warranty Deed, Transfer ALLIANCE LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2026 · Amount on Record
Deed Sale	Oct 12, 2026 · Amount on Record
Prior Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	202615297
Prior Transfer Date	Sep 9, 2021
Prior Transfer Doc	0000022634
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 12, 2026
Property Address	3402 CROSSGATE DR, BLOOMINGTON, IL 61704-9662
Document Number	0000015297
Instrument Date	Sep 22, 2026
Instrument	202615297
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	MORTGAGE SERVICES, FIRST STATE MORTGAGE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 CROSSGATE DR, BLOOMINGTON, IL 61704-9662

Mortgage

Document Number	0000015298,
Date	Oct 12, 2026
Instrument	202615298

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 21, 2021
Property Address	3402 CROSSGATE DR, BLOOMINGTON, IL 61704-9662
Document Number	202100022634
Map Reference	DOC 99-213731
Instrument Date	Sep 9, 2021
Instrument	2021-00022634
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ALLIANCE LAND TITLE, ALLIANCE LAND TITE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.25
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 CROSSGATE DR, BLOOMINGTON, IL 61704-9662

Mortgage

Document Number	202100022635
Date	Sep 21, 2021
Instrument	2021-00022635

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.97%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 4, 2019
Property Address	3402 CROSSGATE DR, BLOOMINGTON, IL 61704-9662
Document Number	201900015954
Map Reference	DOC 99-21371
Instrument Date	Sep 26, 2019
Instrument	2019-00015954
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$326.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1210 LEDGESTONE DR, NORMAL, IL 61761-9583

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,185.00 (+3.05%)	$111,188 (+25.86%) Land $21,599 Building $89,589	$333,564 (+25.86%) Land $64,797 Building $268,767
2024	$7,943.00 (+13.86%)
2023	$6,976.00	$88,345 Land $17,162 Building $71,183	$265,035 Land $51,486 Building $213,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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