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3401 Crossgate Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3401 Crossgate Dr, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,902 sqft · built 2001
Lot Size0.196 acres (8,524 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Aug 2023)
Tax Bill$6,972 (2024)
Deeds & MortgagesOct 2025 Mortgage
May 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-12-480-006

Property Details

APN / Parcel Number

Primary APN21-12-480-006

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,902 sqft Living Area
Gross Area2,353 sqft
1st Floor Area951 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area8,524 sqft (0.196 acres)
Lot Dimensions137 ft deep x 55 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Deck Area408 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3401 CROSSGATE DR
CityBLOOMINGTON
StateIL
Zip61704-9121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionLOT 127 WHITE EAGLE SOUTH 2ND ADD
Legal Range02E
Legal Township23N
Legal Section12
Legal SubdivisionWHITE EAGLE SOUTH 2ND ADD
Legal Lot Number127
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1011
Census Tract1108

Owner

Source: McLean County records · APN 21-12-480-006

Assessment roll updated April 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address27 DRY SAGE CIR, BLOOMINGTON, IL 61705-9204
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 10, 2024Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 07, 2023Warranty Deed, Transfer · FHA Mortgage
FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2023 · Amount on Record
Deed SaleAug 07, 2023 · Amount on Record
Prior SaleJul 22, 2008 · Amount on Record
Deed Document Number202310392
Last Transfer DateMay 07, 2024
Transfer Doc0000005725
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address3401 CROSSGATE DR, BLOOMINGTON, IL 61704-9121
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 CROSSGATE DR, BLOOMINGTON, IL 61704-9121

Mortgage

Document Number202500014148
DateOct 07, 2025
Instrument2025-00014148
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressASHVILLE, AL 35953
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueAug 01, 2053

May 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLEAN IL
Recording DateMay 10, 2024
Property Address3401 CROSSGATE DR, BLOOMINGTON, IL 61704-9121
Document Number202400005725
Map ReferenceDOC 99-21371
Instrument DateMay 07, 2024
Instrument2024-00005725
Transaction TypeTransfer
Record UpdatedMay 21, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3401 CROSSGATE DR, BLOOMINGTON, IL 61704-9121

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateAug 07, 2023
Property Address3401 CROSSGATE DR, BLOOMINGTON, IL 61704-9121
Document Number202300010392
Map ReferenceDOC 99-21371
Instrument DateJul 31, 2023
Instrument2023-00010392
Transaction TypeTransfer
Record UpdatedAug 18, 2023
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 CROSSGATE DR, BLOOMINGTON, IL 61704-9121

Mortgage

Document Number202300010393
DateAug 07, 2023
Instrument2023-00010393
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053
Interest
Rate TypeFixed Rate
Rate6.5%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$98,376 (+25.86%) Land $22,888 Building $75,488$295,128 (+25.86%) Land $68,664 Building $226,464
2024$6,972.00 (+14.03%)
2023$6,114.00 (+6.22%)$78,166 (+9.86%) Land $18,186 Building $59,980$234,498 (+9.86%) Land $54,558 Building $179,940
2022$5,756.00$71,148 Land $16,553 Building $54,595$213,444 Land $49,659 Building $163,785

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet Holdings
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Benton Ridge Telephone Company
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Pavlov Media.

Based on FCC filings for 496 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBLOOMINGTON
serves 79,000 people
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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