3403 Hwy 411, Ocoee, TN 37361 Property Records

Polk County property record for 3403 Hwy 411, Ocoee, TN 37361

Property Summary

Property Type	Mobile Home
Details	1,404 sqft · built 1997
Lot Size	6.8 acres (296,208 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Apr 2022)
Tax Bill	$794 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`075-023.00`

Property Details

APN / Parcel Number

Primary APN	`075-023.00`
Alternative APNs	`0107507502300` `070075 02300`

Interior

Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Lot Area	296,208 sqft (6.8 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	594 sqft
Carport	Carport
Carport Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	208 sqft
Deck Area	160 sqft
Patio Area	188 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3403 HIGHWAY 411
City	OCOEE
State	TN
Zip	37361-3228
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 01, COUNTY AREA: E01
Legal Subdivision	JIMMY L RICHMOND
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	3
Census Block	3000
Census Tract	950300

Owner

3403 Hwy 411, a mobile home, is owned and occupied by an individual who bought it in April 2022.

Source: Polk County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3403 HIGHWAY 411, OCOEE, TN 37361-3228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Jan 2, 2018	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Jan 2, 2018 · Amount on File
Deed Document Number	20221274
Deed Book / Page	339 / 239
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Apr 21, 2022
Property Address	3403 HIGHWAY 411, OCOEE, TN 37361-3228
Document Number	0WD339/239
Book / Page	WD339 / 239
Instrument Date	Apr 18, 2022
Instrument	22001274
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 HIGHWAY 411, OCOEE, TN 37361-3228
Investor	Possibly a Property Investor

Mortgage

Document Number	0022001275
Date	Apr 21, 2022
Instrument	22001275

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jan 2, 2018
Property Address	3403 HIGHWAY 411, OCOEE, TN 37361-3228
Document Number	0WD307/148
Book / Page	WD307 / 148
Instrument Date	Dec 21, 2017
Instrument	18000016
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	EQUL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 HIGHWAY, OCOEE, TN 37361

Mortgage

Document Number	0018000017
Date	Jan 2, 2018
Instrument	18000017

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3403 Hwy 411 was $794.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$794.00	$47,025 (-) Land $21,150 Building $25,875	$188,100 Land $84,600 Building $103,500
2024	$794.00	$47,025 (-) Land $21,150 Building $25,875
2023	$794.00 (+90.87%)	$47,025 (+184.14%) Land $21,150 Building $25,875	$188,100 (+184.14%) Land $84,600 Building $103,500
2022	$416.00	$16,550 Land $10,700 Building $5,850	$66,200 Land $42,800 Building $23,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3403 Hwy 411 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3403 Hwy 411 is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 411

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures