3401 Hwy 411, Ocoee, TN 37361 Property Records

Polk County property record for 3401 Hwy 411, Ocoee, TN 37361

Property Summary

Property Type	Mobile Home
Details	1,300 sqft · built 1996
Lot Size	6.8 acres (296,208 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Apr 2026)
Tax Bill	$600 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`075-023.04`

Property Details

APN / Parcel Number

Primary APN	`075-023.04`
Alternative APNs	`0107507502304` `070075 02304`

Interior

Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Lot Area	296,208 sqft (6.8 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	208 sqft
Deck Area	Deck Area
Patio Area	32 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3401 HIGHWAY 411
City	OCOEE
State	TN
Zip	37361-3228
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 01, COUNTY AREA: E01
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	3
Census Block	3000
Census Tract	950300

Owner

3401 Hwy 411, a mobile home, is owned and occupied by an individual who bought it in April 2026.

Source: Polk County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3401 HIGHWAY 411, OCOEE, TN 37361-3228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Special Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CTR
Dec 12, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	Nov 4, 2009 · Amount on File
Deed Document Number	20261154
Deed Book / Page	5 / 2571
Prior Transfer Date	Nov 7, 2025
Prior Transfer Doc	00003/2274
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK TN
Recording Date	Apr 21, 2026
Property Address	3401 HIGHWAY 411, OCOEE, TN 37361-3228
Document Number	0000001154
Book / Page	5 / 2571
Instrument Date	Apr 15, 2026
Instrument	2026.1154
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	CONVEYANCE TITLE AND ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,608.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 HIGHWAY 411, OCOEE, TN 37361-3228

Mortgage

Document Number	0000001155,
Date	Apr 21, 2026
Instrument	2026..1155

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

Mortgage

Document Number	0000001156,
Date	Apr 21, 2026
Book Page	5/2596
Instrument	2026.1156

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK TN
Recording Date	Dec 12, 2025
Property Address	3401 HIGHWAY 411, OCOEE, TN 37361-3228
Document Number	00003/2274
Book / Page	3 / 2274
Instrument Date	Nov 7, 2025
Instrument	25003083
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1690 HARDY DR, ROCK HILL, SC 29732-8590

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Hwy 411 was $600.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$600.00	$35,500 (-) Land $19,025 Building $16,475	$142,000 Land $76,100 Building $65,900
2024	$600.00	$35,500 (-) Land $19,025 Building $16,475
2023	$600.00 (+51.52%)	$35,500 (+125.4%) Land $19,025 Building $16,475	$142,000 (+125.4%) Land $76,100 Building $65,900
2022	$396.00	$15,750 Land $10,700 Building $5,050	$63,000 Land $42,800 Building $20,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3401 Hwy 411 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Hwy 411 is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 411

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