3305 Hwy 411, Ocoee, TN 37361 Property Records

Polk County property record for 3305 Hwy 411, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,426 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Jan 2025)
Tax Bill	$664 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Jun 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`075-023.02`

Property Details

APN / Parcel Number

Primary APN	`075-023.02`
Alternative APNs	`0107507502302` `070075 02302`

Interior

Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	1,426 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	144 sqft

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	494 sqft
Deck Area	200 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	324 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3305 HIGHWAY 411
City	OCOEE
State	TN
Zip	37361-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: E01
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	3
Census Block	3001
Census Tract	950300

Owner

3305 Hwy 411 is owned and occupied by an individual who bought it in January 2025.

Source: Polk County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3305 HIGHWAY 411, OCOEE, TN 37361-3226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 30, 2023	Warranty Deed, Transfer · Line of Credit BANK OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2025 · Amount on File
Deed Sale	Jan 22, 2025 · Amount on File
Prior Sale	Jun 30, 2023 · Amount on File
Deed Document Number	2025131
Deed Book / Page	362 / 5
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jan 22, 2025
Property Address	3305 HIGHWAY 411, OCOEE, TN 37361-3226
Document Number	000WD362/5
Book / Page	WD362 / 5
Instrument Date	Jan 17, 2025
Instrument	25000131
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 CROW CANYON RD STE 400, 400, SAN RAMON, CA 94583-1382

Mortgage

Document Number	0025000132
Date	Jan 22, 2025
Instrument	25000132

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jun 30, 2023
Property Address	3305 HIGHWAY 411, OCOEE, TN 37361-3226
Document Number	0WD349/421
Book / Page	WD349 / 421
Instrument Date	Jun 29, 2023
Instrument	23001609
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1653 DRY VALLEY RD NE, CLEVELAND, TN 37312-6722

Mortgage

Document Number	0023001610
Date	Jun 30, 2023
Instrument	23001610

Lender

Name	BANK OF CLEVELAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 29, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 3305 Hwy 411 was $664.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$664.00	$39,275 (-) Land $5,500 Building $33,775	$157,100 Land $22,000 Building $135,100
2024	$664.00	$39,275 (-) Land $5,500 Building $33,775
2023	$664.00 (+12.16%)	$39,275 (+66.77%) Land $5,500 Building $33,775	$157,100 (+66.77%) Land $22,000 Building $135,100
2022	$592.00	$23,550 Land $4,250 Building $19,300	$94,200 Land $17,000 Building $77,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3305 Hwy 411 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3305 Hwy 411 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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