3403 Cherry Tree Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3403 Cherry Tree Ln, Erlanger, KY 41018 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,232 sqft · built 1973
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Nov 2023)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-20-09-018.00`

Property Details

APN / Parcel Number

Primary APN	`002-20-09-018.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Finished Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3403 CHERRY TREE LN
City	ERLANGER
State	KY
Zip	41018-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY HILL SEC 6 LOT 242
Legal Subdivision	CHERRY HILL
Legal Phase	6
Legal Lot Number	242
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3063
Census Tract	67200

Owner

Source: Kenton County records · APN 002-20-09-018.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3403 CHERRY TREE LN, ERLANGER, KY 41018-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Nov 16, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Oct 13, 2016 · Amount on Record
Deed Document Number	2023207
Deed Book / Page	257 / 462
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3403 CHERRY TREE LN, ERLANGER, KY 41018-1206
Transaction Type	Mortgage
Record Updated	Dec 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 CHERRY TREE LN, EDGEWOOD, KY 41018-1206

Mortgage

Document Number	0005900209
Date	Nov 16, 2023
Book Page	KCM 507/773
Instrument	23111605900209

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2033

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 16, 2023
Property Address	3403 CHERRY TREE LN, ERLANGER, KY 41018-1206
Document Number	0005900207
Book / Page	KC 257 / 462
Map Reference	PL 791
Instrument Date	Nov 14, 2023
Instrument	23111605900207
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 JAMES AVE, ERLANGER, KY 41018-1634

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3403 CHERRY TREE LN, ERLANGER, KY 41018-1206

Mortgage

Document Number	0005900208
Date	Nov 16, 2023
Book Page	KCM 507/756
Instrument	23111605900208

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,279.00 (+18.82%)	$230,000 (+27.78%) Land $25,000 Building $205,000	$230,000 (+27.78%) Land $25,000 Building $205,000
2023	$1,918.00 (+48.91%)	$180,000 (+52.54%) Land $25,000 Building $155,000	$180,000 (+52.54%) Land $25,000 Building $155,000
2022	$1,288.00	$118,000 Land $25,000 Building $93,000	$118,000 Land $25,000 Building $93,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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