Kenton County property record for 3396 Cherry Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,040 sqft · built 1971 |
| Lot Size | 0.242 acres (10,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,000 (Jul 2004) |
| Tax Bill | $2,045 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-20-06-015.00 |
| Primary APN | 002-20-06-015.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,040 sqft Finished Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,580 sqft (0.242 acres) |
| Lot Dimensions | 137 ft deep x 77 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3396 CHERRY TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 10 LOT 486 77.04X137.33 IRREG |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 10 |
| Legal Lot Number | 486 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 67200 |
3396 Cherry Tree Ln is owned and occupied by two individuals who bought it in July 2004.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3396 CHERRY TREE LN, ERLANGER, KY 41018-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Jan 14, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NTHRN KY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2004 · Amount on File |
| Deed Sale | Jul 1, 2004 · Amount on File |
| Deed Document Number | 200407 01 059 00258 |
| Deed Book / Page | 2239 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 8, 2026 |
| Property Address | 3396 CHERRY TREE LN, ERLANGER, KY 41018-1241 |
| Document Number | 0000013905 |
| Book / Page | 455 / 703 |
| Instrument Date | May 26, 2026 |
| Instrument | 202613905 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 3396 CHERRY TREE LN, ERLANGER, KY 41018-1241 |
| Document Number | 0000013905, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 455/703 |
| Instrument | 202613905 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3396 CHERRY TREE LN, ERLANGER, KY 41018-1241 |
| Document Number | 0000000074 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3396 CHERRY TREE LN ERLANGER KY 410181241, ERLANGER, KY 41018-1241 |
| Document Number | 0000000074 |
|---|---|
| Date | Feb 17, 2020 |
| Book Page | 000M12/000044 |
| Instrument | 74 |
| Name | FIFTH THIRD BK/NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3396 Cherry Tree Ln was $2,045.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,400 (-) Land $25,000 Building $181,400 | $206,400 (-) Land $25,000 Building $181,400 | |
| 2025 | $2,045.00 | $206,400 Land $25,000 Building $181,400 | $206,400 Land $25,000 Building $181,400 |
| 2023 | $2,200.00 | $206,400 Land $25,000 Building $181,400 | $206,400 Land $25,000 Building $181,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3396 Cherry Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3396 Cherry Tree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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