3404 Cherry Tree Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3404 Cherry Tree Ln, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1964
Lot Size	0.2 acres (8,739 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jan 2026)
Tax Bill	$1,822 (2025)
Deeds & Mortgages	Jan 2026 Sale Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-20-06-037.00`

Property Details

APN / Parcel Number

Primary APN	`002-20-06-037.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,377 sqft Finished Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	8,739 sqft (0.2 acres)
Lot Dimensions	146 ft deep x 59.5 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3404 CHERRY TREE LN
City	ERLANGER
State	KY
Zip	41018-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY HILL SEC 6 LOT 219 59.50X146.87 IRREG
Legal Subdivision	CHERRY HILL
Legal Phase	6
Legal Lot Number	219
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3066
Census Tract	67200

Owner

Source: Kenton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3404 CHERRY TREE LN, ERLANGER, KY 41018-1207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer
Jul 11, 2017	Warranty Deed, Transfer LAWYERS TITLE/CINCINNATI INC
Jan 6, 2017	Loan Modification, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	20261115
Deed Book / Page	385 / 923
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 16, 2026
Property Address	3404 CHERRY TREE LN, ERLANGER, KY 41018-1207
Document Number	0000001115
Book / Page	385 / 923
Instrument Date	Jan 15, 2026
Instrument	26059000001115
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 JOSHUA CT, FLORENCE, KY 41042-5011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 CHERRY TREE LN, ERLANGER, KY 41018-1207

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 11, 2017
Property Address	3404 CHERRY TREE LN, ERLANGER, KY 41018-1207
Document Number	0000000135
Book / Page	006198 / 000115
Instrument Date	Jun 22, 2017
Instrument	135
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Tax	$136.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3404 CHERRY TREE LN ERLANGER KY 410181207, ERLANGER, KY 41018-1207

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	3404 CHERRY TREE LN, ERLANGER, KY 41018-1207
Document Number	0000000226
Book / Page	0C6099 / 000132
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 CHERRY TREE LN ERLANGER KY 410181207, ERLANGER, KY 41018-1207

Mortgage

Document Number	0000000226
Date	Feb 17, 2017
Book Page	0C6099/000132
Instrument	226

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 16, 2018

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,822.00 (+24.37%)	$183,900 (-) Land $25,000 Building $158,900	$183,900 (-) Land $25,000 Building $158,900
2023	$1,465.00 Homeowner's exemption	$183,900 Land $25,000 Building $158,900	$183,900 Land $25,000 Building $158,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

3404 Cherry Tree Ln, Erlanger, KY 41018 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cherry Tree Ln

Nearby Streets

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