3401 Ocean Dr, #E, Emerald Isle, NC 28594 Property Records

Carteret County property record for 3401 Ocean Dr, #E, Emerald Isle, NC 28594

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,815 sqft · built 1996
Lot Size0.022 acres (996 sqft)
OwnerCompany Name on Record
Last Sale$740,000 (Feb 2021)
Tax Bill$4,464 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6314.13.12.6669000

Property Details

APN / Parcel Number

Primary APN6314.13.12.6669000
Alternative APNs
  • 546745
  • 20826

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,815 sqft Heated Area
Gross Area1,201 sqft
1st Floor Area132 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment
Exterior MaterialWood
Foundation TypePile
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area996 sqft (0.022 acres)
Deck Area14 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number20826
Street Address3401 OCEAN DR, E
CityEMERALD ISLE
StateNC
Zip28594
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUE CAROLINA DAWN & DUSK CONDO
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block12
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1033
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4224, CHAPEL HILL, NC 27515-4224
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2021 · Amount on Record
Deed SaleFeb 10, 2021 · Amount on Record
Prior SaleAug 14, 2020 · Amount on Record
Deed Document Number20211707451
Deed Book / Page1707 / 451
Prior Transfer DateOct 31, 2020
Prior Transfer Doc0001711340
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 14, 2020
Property Address3401 OCEAN DR # E, E, EMERALD ISLE, NC 28594
Document Number0016830202
Book / Page1683 / 202
Map ReferenceM B 10Q PG 934
Instrument DateAug 10, 2020
Instrument1683202
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1071 COLBERT BRIDGE RD, 1071, AIKEN, SC 29803-4929

Transferred To (Grantee/Buyer)

NameVerified Name
Address2541 BOOKER CREEK RD, CHAPEL HILL, NC 27514-5121

Mortgage

Document Number1683203
DateAug 14, 2020
Instrument1683-203
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,145,195 (-) Building $1,145,195$1,145,195 (-) Building $1,145,195
2025$4,464.00 (+34.22%)$1,145,195 (+97.34%) Building $1,145,195$1,145,195 (+97.34%) Building $1,145,195
2023$580,320 Building $580,320$580,320 Building $580,320
2022$3,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Dr

Nearby Streets

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