Carteret County property record for 3317 Ocean Dr, #E, Emerald Isle, NC 28594
| Property Type | Condominium |
|---|---|
| Details | 5 bd · 5 ba · 2,426 sqft · built 1998 |
| Lot Size | 0.045 acres (1,982 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,425,000 (Jul 2024) |
| Tax Bill | $5,299 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6314.13.12.7648000 |
| Primary APN | 6314.13.12.7648000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,426 sqft Heated Area |
| Gross Area | 2,242 sqft |
| 1st Floor Area | 12 sqft |
| Basement Area | 940 sqft |
| Finished Basement | 423 sqft |
| Unfinished Basement | 517 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 1,982 sqft (0.045 acres) |
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 9 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 71913 |
|---|---|
| Street Address | 3317 OCEAN DR, E |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UE AQUARIUS CONDO |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 12 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3117 SPRING DR, 519, ALEXANDRIA, VA 22306-1446 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on Record |
| Deed Sale | Jul 12, 2024 · Amount on Record |
| Prior Sale | Feb 5, 2002 · Amount on Record |
| Deed Document Number | 20241831333 |
| Deed Book / Page | 1831 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 26, 2026 |
| Property Address | 3317 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0001886457 |
| Book / Page | 1886 / 457 |
| Instrument Date | May 15, 2026 |
| Instrument | 20261886457 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0001886457, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 1886/457 |
| Instrument | 20261886457 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,382,457 (-) Building $1,382,457 | $1,382,457 (-) Building $1,382,457 | |
| 2025 | $5,299.00 (+32.57%) | $1,382,457 (+95.25%) Building $1,382,457 | $1,382,457 (+95.25%) Building $1,382,457 |
| 2023 | $708,040 Building $708,040 | $708,040 Building $708,040 | |
| 2022 | $3,997.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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