3315 Ocean Dr, #E, Emerald Isle, NC 28594 Property Records

Carteret County property record for 3315 Ocean Dr, #E, Emerald Isle, NC 28594

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 1,815 sqft · built 1998
Lot Size	0.02 acres (874 sqft)
Owner	Individual Name on Record
Last Sale	$1,109,000 (Aug 2022)
Tax Bill	$4,486 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6314.13.12.8713000`

Property Details

APN / Parcel Number

Primary APN	`6314.13.12.8713000`
Alternative APNs	`555782` `79332`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	1,815 sqft Heated Area
Gross Area	1,242 sqft
1st Floor Area	132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	874 sqft (0.02 acres)
Deck Area	30 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	79332
Street Address	3315 OCEAN DR, E
City	EMERALD ISLE
State	NC
Zip	28594
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UE WIND DRIFT CONDO
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	12
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1033
Census Tract	970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5800 DEBLYN AVE, RALEIGH, NC 27612-2603
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	20221777394
Deed Book / Page	1777 / 394
Last Transfer Date	Mar 24, 2025
Transfer Doc	0018570195
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 26, 2022
Property Address	3315 OCEAN DR # E, E, EMERALD ISLE, NC 28594
Document Number	0017770394
Book / Page	1777 / 394
Map Reference	MB 10R PG 624-631
Instrument Date	Jul 28, 2022
Instrument	1777394
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	373 WINDING WAY, 373, BETHLEHEM, PA 18020-8933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 OCEAN DRIVE EAST, BETHLEHEM, PA 18020

Mortgage

Document Number	0001777395
Date	Aug 26, 2022
Instrument	1777-395

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Sep 27, 2019
Property Address	3315 OCEAN DR # E, E, EMERALD ISLE, NC 28594
Document Number	0016500247
Book / Page	1650 / 247
Map Reference	MB 10R OG 624-631
Instrument Date	Sep 27, 2019
Instrument	1650247
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1213 WAKEFIELD FARM RD, 1213, ZEBULON, NC 27597-7356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	373 WINDING WAY, BETHLEHEM, PA 18020-8933

Mortgage

Document Number	1650248
Date	Sep 27, 2019
Instrument	1650-248

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,151,487 (-) Building $1,151,487	$1,151,487 (-) Building $1,151,487
2025	$4,486.00 (+31.52%)	$1,151,487 (+93.06%) Building $1,151,487	$1,151,487 (+93.06%) Building $1,151,487
2023		$596,440 Building $596,440	$596,440 Building $596,440
2022	$3,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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