Champaign County property record for 3401 Memory Ln, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,000 (Oct 2021) |
| Tax Bill | $3,314 (2024) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-28-426-015 |
| Primary APN | 93-21-28-426-015 |
|---|
| Lot Area | 5,663 sqft (0.13 acres) |
|---|
| Street Address | 3401 MEMORY LN |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-7803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 621B THE COTTAGES AT SOUTH RIDGE 2 |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 28 |
| Legal Subdivision | THE COTTAGES AT SOUTH RIDGE 2 |
| Legal Lot Number | 621B |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 5702 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 ROSE SAGE WALK, BLUFFTON, SC 29909-6133 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BUSEY BANK |
| Jul 23, 2021 | Deed, Transfer · Commercial Mortgage IROQUOIS FSLA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on Record |
| Deed Sale | Oct 21, 2021 · Amount on Record |
| Prior Sale | Jul 23, 2021 · Amount on Record |
| Deed Document Number | 202125176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Oct 21, 2021 |
| Property Address | 3401 MEMORY LN, URBANA, IL 61802-7803 |
| Document Number | 0000025176 |
| Map Reference | DOC 2014R09677 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021R25176 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 23 ROSE SAGE WALK, BLUFFTON, SC 29909-6133 |
| Document Number | 0000025177 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021R25177 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Min Rate At Change | 2.25% |
|---|---|
| Max Rate At Change | 4.62% |
| Max Rate | 7.62% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 23, 2021 |
| Property Address | 3401 MEMORY LN, URBANA, IL 61802-7803 |
| Document Number | 0000017438 |
| Map Reference | DOC 2014R09677 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021R17438 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 E STARK ST, SIDELL, IL 61876-1042 |
| Document Number | 0000017439 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021R17439 |
| Name | IROQUOIS FSLA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95,200 (+138.6%) Land $12,590 Building $82,610 | $285,600 (+138.6%) Land $37,770 Building $247,830 | |
| 2024 | $3,314.00 (-23.43%) | ||
| 2022 | $4,328.00 | $39,900 Land $10,000 Building $29,900 | $119,700 Land $30,000 Building $89,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1998 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures