3315 Memory Ln, Urbana, IL 61802 Property Records

Champaign County property record for 3315 Memory Ln, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$241,000 (Oct 2021)
Tax Bill$2,202 (2024)
Deeds & MortgagesOct 2021 Sale
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN93-21-28-426-013

Property Details

APN / Parcel Number

Primary APN93-21-28-426-013

Exterior

Lot Area5,663 sqft (0.13 acres)

Location & Zoning

Street Address3315 MEMORY LN
CityURBANA
StateIL
Zip61802-7846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 620B THE COTTAGES AT SOUTH RIDGE 1
Legal Range09E
Legal Township19N
Legal Section28
Legal SubdivisionTHE COTTAGES AT SOUTH RIDGE 1
Legal Lot Number620B
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1028
Census Tract5702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3315 MEMORY LN, URBANA, IL 61802-7846
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Special Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY, ATTORNEY
Jul 23, 2021Deed, Transfer · Commercial Mortgage
IROQUOIS FSLA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2021 · Amount on Record
Deed SaleOct 26, 2021 · Amount on Record
Prior SaleJul 23, 2021 · Amount on Record
Deed Document Number202125571
Record UpdatedJun 8, 2026

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 26, 2021
Property Address3315 MEMORY LN, URBANA, IL 61802-7846
Document Number0000025571
Map ReferenceDOC 2014R09676
Instrument DateOct 20, 2021
Instrument2021R25571
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$241.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3315 MEMORY LN, URBANA, IL 61802-7846

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHAMPAIGN IL
Recording DateJul 23, 2021
Property Address3315 MEMORY LN, URBANA, IL 61802-7846
Document Number0000017445
Map ReferenceDOC 2014R09676
Instrument DateJul 13, 2021
Instrument2021R17445
Transaction TypeTransfer
Record UpdatedSep 25, 2023
Title CompanyCHICAGO TITLE LAND TRUST CO

Transaction

AmountAmount Recorded
Tax$26.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 E STARK ST, SIDELL, IL 61876-1042
InvestorPossibly a Property Investor

Mortgage

Document Number0000017446
DateJul 23, 2021
Instrument2021R17446
Lender
NameIROQUOIS FSLA
TypeBank
AddressDANVILLE, IL 61834
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96,100 (+25.31%) Land $12,590 Building $83,510$288,300 (+25.31%) Land $37,770 Building $250,530
2024$2,202.00 (-69.07%)
2022$7,120.00 Homeowner's exemption Senior Citizen's exemption$76,690 Land $10,000 Building $66,690$230,070 Land $30,000 Building $200,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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