3401 McNiff Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3401 McNiff Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1999
Lot Size	0.13 acres (5,662 sqft)
Owner	Company Name on Record
Last Sale	$242,000 (Sep 2026)
Tax Bill	$6,089 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-07-352-001`

Property Details

APN / Parcel Number

Primary APN	`22-07-352-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,319 sqft
1st Floor Area	650 sqft
Basement Area	340 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,662 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	216 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3401 MCNIFF DR
City	BLOOMINGTON
State	IL
Zip	61704-9469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PRAIRIEVIEW ESTATES SOUTH SUB LOT 52
Legal Range	03E
Legal Township	23N
Legal Section	07
Legal Subdivision	PRAIRIEVIEW ESTATES
Legal Lot Number	52
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1001
Census Tract	1108

Owner

Source: McLean County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1907 WAKEFIELD LN, BLOOMINGTON, IL 61704-9197
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTON COMMUNITY BANK
Mar 7, 2023	Warranty Deed, Transfer · Conventional Mortgage CEFCU
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Mar 7, 2023 · Amount on Record
Deed Document Number	202613653
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 15, 2026
Property Address	3401 MCNIFF DR, BLOOMINGTON, IL 61704-9469
Document Number	0000013653
Instrument Date	Aug 24, 2026
Instrument	202613653
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,663.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1907 WAKEFIELD LN, BLOOMINGTON, IL 61704-9197

Mortgage

Document Number	0000013654,
Date	Sep 15, 2026
Instrument	202613654

Lender

Name	MORTON COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 7, 2023
Property Address	3401 MCNIFF DR, BLOOMINGTON, IL 61704-9469
Document Number	202300002870
Map Reference	DOC 97-22435
Instrument Date	Mar 2, 2023
Instrument	2023-00002870
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 MCNIFF DR, BLOOMINGTON, IL 61704-9469

Mortgage

Document Number	202300002871
Date	Mar 7, 2023
Instrument	2023-00002871

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 28, 2020
Property Address	3401 MCNIFF DR, BLOOMINGTON, IL 61704-9469
Document Number	202000014495
Map Reference	DOC 97-22435
Instrument Date	Jul 17, 2020
Instrument	2020-00014495
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 MCNIFF DR, BLOOMINGTON, IL 61704-9469

Mortgage

Document Number	202000014496
Date	Jul 28, 2020
Instrument	2020-00014496

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,089.00 (+17.94%)	$84,249 (+36.08%) Land $15,228 Building $69,021	$252,747 (+36.08%) Land $45,684 Building $207,063
2024	$5,163.00 (+8.99%)
2023	$4,737.00	$61,913 Land $11,190 Building $50,723	$185,739 Land $33,570 Building $152,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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