3401 Lauding Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 3401 Lauding Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,810 sqft · built 2000
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$287,000 (Oct 2013)
Tax Bill	$5,729 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`085-028-029-000`

Property Details

APN / Parcel Number

Primary APN	`085-028-029-000`
Alternative APNs	`0852829000` `0852829`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3401 LAUDING WAY
City	MODESTO
State	CA
Zip	95355-8639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE HIGHLANDS 4 PHASE 1 (39M04)
Legal Subdivision	VILLAGE HLNDS 04
Legal Block	2
Legal Lot Number	11
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2010
Census Tract	915

Owner

3401 Lauding Way is owned by two individuals who acquired it in May 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6325 DESERT FLAME DR, SAN JOSE, CA 95120-3919
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2013 · Amount on File
Deed Sale	Oct 3, 2013 · Amount on File
Prior Sale	Apr 27, 2004 · Amount on File
Deed Document Number	201383655
Last Transfer Date	May 19, 2021
Transfer Doc	0000083575
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Aug 31, 2021
Property Address	3401 LAUDING WAY, MODESTO, CA 95355-8639
Document Number	0000083575
Map Reference	DOC 1999-0063699
Instrument Date	May 19, 2021
Instrument	2021-0083575
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7071 HOLLOW LAKE WAY, SAN JOSE, CA 95120-5816

Mortgage

Document Number	0000083576
Date	Aug 31, 2021
Instrument	2021-0083576

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3401 LAUDING WAY, MODESTO, CA 95355-8639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087264
Date	Nov 27, 2017
Instrument	2017-0087264

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3401 Lauding Way was $5,729, up 2.3% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,729.00 (+2.3%)	$478,266 (+2%) Land $157,950 Building $320,316
2025	$5,600.00	$468,889 Land $154,853 Building $314,036
2023	$5,379.00 (+4.22%)	$450,684 Land $148,841 Building $301,843
2022	$5,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3401 Lauding Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Lauding Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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