3500 Lauding Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 3500 Lauding Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,122 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$380,000 (Jul 2015)
Tax Bill	$5,325 (2026)
Deeds & Mortgages	Jul 2026 Sale Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085-043-042-000`

Property Details

APN / Parcel Number

Primary APN	`085-043-042-000`
Alternative APNs	`0854342000` `0854342`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,122 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3500 LAUDING WAY
City	MODESTO
State	CA
Zip	95355-8666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNWOOD PHASE 3 (40M06)
Legal Subdivision	FERNWOOD PH 03
Legal Block	1
Legal Lot Number	1
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1025
Census Tract	915

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3500 LAUDING WAY, MODESTO, CA 95355-8666
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTERSTONE SBA LENDING INC
Feb 21, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	Aug 29, 2008 · Amount on Record
Deed Document Number	201556992
Last Transfer Date	Apr 8, 2022
Transfer Doc	0000028813
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 22, 2026
Property Address	3500 LAUDING WAY, MODESTO, CA 95355-8666
Document Number	0000040267
Instrument Date	Jul 14, 2026
Instrument	202640267
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3500 LAUDING WAY, MODESTO, CA 95355-8666

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Apr 19, 2022
Property Address	3500 LAUDING WAY, MODESTO, CA 95355-8666
Document Number	0000028813
Map Reference	MB 40 PG 6
Instrument Date	Apr 8, 2022
Instrument	2022-0028813
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3500 LAUDING WAY, MODESTO, CA 95355-8666

Mortgage

Document Number	0000028814
Date	Apr 19, 2022
Instrument	2022-0028814

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3500 LAUDING WAY, MODESTO, CA 95355-8666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069630
Date	Oct 9, 2018
Instrument	2018-0069630

Lender

Name	CENTERSTONE SBA LENDING INC
Type	Lending Institution
Address	LOS ANGELES, CA 90017

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3500 LAUDING WAY, MODESTO, CA 95355-8666
Document Number	0000011982
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3500 LAUDING WAY MODESTO CA 953558666, MODESTO, CA 95355-8666

Mortgage

Document Number	0000011982
Date	Feb 28, 2019
Instrument	11982

Lender

Name	BANK OF THE WEST
Type	Bank
Address	MODESTO, CA 95355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,325.00 (+2.38%)	$448,568 (+2%) Land $102,632 Building $345,936
2025	$5,201.00 (+4.21%) Homeowner's exemption	$439,773 (+4.04%) Land $100,620 Building $339,153
2023	$4,991.00 (+4.24%) Homeowner's exemption	$422,698 Land $96,714 Building $325,984
2022	$4,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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