3401 Franklin Ave, Waco, TX 76710 Property Records

McLennan County property record for 3401 Franklin Ave, Waco, TX 76710

Property Summary

Property TypeCommercial
Details2,797 sqft · built 1971
Lot Size0.54 acres (23,535 sqft)
OwnerCompany Name on File
Tax Bill$8,937 (2025)
Deeds & MortgagesMay 2023 Sale
Jan 2020 Loan Modification
+ 4 more
Flood ZoneZone X (minimal risk)
APN48-049221-000100-0

Property Details

APN / Parcel Number

Primary APN48-049221-000100-0
Alternative APNs
  • 4802780000920060111
  • 480278000092006
  • 414820
  • 181275

Interior

Stories1 Story
Building Area2,797 sqft Gross Area
1st Floor Area1,641 sqft
FlooringTile

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialMetal
Construction TypeFrame
Roof TypeSawtooth
Roof MaterialMetal
Lot Area23,535 sqft (0.54 acres)
Lot Dimensions174 ft deep x 136 ft wide
Canopy3,543 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3401 FRANKLIN AVE
CityWACO
StateTX
Zip76710-7323
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC-3
Legal DescriptionHAMBLETON POND LOT 1 BLOCK 1 ACRES .5403
Legal SubdivisionHAMBLETON POND
Legal Block1
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4012
Census Tract2498

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Castle Heights Historic District
listed 2009 · 181 contributing resources · NRIS 07000495

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3401 Franklin Ave, a commercial property, is owned by a company that acquired it in May 2023.

Source: McLennan County records, as of August 24, 2026

Owner of RecordCompany Name on File
Mailing Address1205 WOODLAND HILLS DR, TYLER, TX 75701-8523
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 2, 2023Vendor's Lien, Transfer
NOT AVAILABLE, FTC
Jan 20, 2020Loan Modification, Mortgage
FIRST NAT'L BK
May 16, 2019Loan Modification, Mortgage
FIRST NAT'L BK
Apr 17, 2019Loan Modification, Mortgage
FIRST NAT'L BK
Mar 16, 2018Loan Modification, Mortgage · Line of Credit
FIRST NAT'L BK
Feb 7, 2017Loan Modification, Mortgage
FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2023
Deed SaleMay 2, 2023
Prior SaleNov 1, 2022
Deed Document Number202312676
Prior Transfer DateNov 18, 2014
Prior Transfer Doc0000035178
Record UpdatedOct 29, 2026

May 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMay 2, 2023
Property Address3401 FRANKLIN AVE, WACO, TX 76710-7323
Document Number0000012676
Map ReferenceDOC 2015031572
Instrument DateApr 28, 2023
Instrument2023012676
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyNOT AVAILABLE, FTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 WOODLAND HILLS DR, TYLER, TX 75701-8523

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3401 FRANKLIN AVE, WACO, TX 76710-7323
Document Number0000024385
Instrument DateJan 20, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 E NEWLAND DR ROBINSON TX 767064819, ROBINSON, TX 76706-4819

Mortgage

Document Number0000024385
DateJul 21, 2020
Instrument24385
Lender
NameFIRST NAT'L BK
TypeBank
AddressMCGREGOR, TX 76657
Agreement
Term12 Months
DueJul 20, 2021

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3401 FRANKLIN AVE, WACO, TX 76710-7323
Document Number0000021943
Instrument DateMay 16, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 E NEWLAND DR ROBINSON TX 767064819, ROBINSON, TX 76706-4819

Mortgage

Document Number0000021943
DateJul 3, 2019
Instrument21943
Lender
NameFIRST NAT'L BK
TypeBank
AddressMCGREGOR, TX 76657
Agreement
Term12 Months
DueJul 2, 2020
Interest
Rate6.75%

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3401 FRANKLIN AVE, WACO, TX 76710-7323
Document Number0000014440
Instrument DateApr 17, 2019
Transaction TypeMortgage
Record UpdatedMay 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 E NEWLAND DR ROBINSON TX 767064819, ROBINSON, TX 76706-4819

Mortgage

Document Number0000014440
DateMay 2, 2019
Instrument14440
Lender
NameFIRST NAT'L BK
TypeBank
AddressMCGREGOR, TX 76657
Agreement
Term12 Months
DueMay 1, 2020

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3401 FRANKLIN AVE, WACO, TX 76710-7323
Document Number0000010193
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedApr 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 E NEWLAND DR ROBINSON TX 767064819, ROBINSON, TX 76706-4819

Mortgage

Document Number0000010193
DateApr 2, 2018
Instrument10193
Lender
NameFIRST NAT'L BK
TypeBank
AddressMCGREGOR, TX 76657
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueApr 1, 2019
Interest
Rate TypeAdjustable Rate
Rate6%

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3401 FRANKLIN AVE, WACO, TX 76710-7323
Document Number0000004592
Instrument DateFeb 7, 2017
Transaction TypeMortgage
Record UpdatedMar 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 E NEWLAND DR ROBINSON TX 767064819, ROBINSON, TX 76706-4819

Mortgage

Document Number0000004592
DateFeb 14, 2017
Instrument4592
Lender
NameFIRST NAT'L BK/MCGREGOR
TypeBank
AddressMCGREGOR, TX 76657
Agreement
AmountAmount on Record
Term12 Months
DueFeb 13, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Franklin Ave was $8,937, down 0.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397,530 (-) Land $216,530 Building $181,000$397,530 (-) Land $216,530 Building $181,000
2025$8,937.00 (-0.33%)$397,530 Land $216,530 Building $181,000$397,530 Land $216,530 Building $181,000
2024$8,967.00
2023$265,000 Land $219,210 Building $45,790$265,000 Land $219,210 Building $45,790
2022$5,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 Franklin Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1991)
Claims Outside the SFHA2 of 3
Most Recent ClaimDec 1991 · Severe Thunderstorms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Franklin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Franklin Ave

Nearby Streets

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