St. Charles County property record for 3401 Droste Rd, Saint Charles, MO 63301
| Property Type | Quadplex |
|---|---|
| Details | 2 bd · 2 ba · 3,364 sqft · built 1964 |
| Lot Size | 0.392 acres (17,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Apr 2022) |
| Tax Bill | $4,483 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074080A000 |
| Primary APN | 074080A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,364 sqft Total Area |
| 1st Floor Area | 3,364 sqft |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Brick/Wood |
| Lot Area | 17,080 sqft |
| Lot Dimensions | 140 ft deep x 122 ft wide |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 074080A000 |
|---|---|
| Old Parcel Number | 074080A000 |
| Street Address | 3401 DROSTE RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1186 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | AC2 |
| Legal Description | PARK CREST APT RESUB LOTS 12-13 LOT 18 |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | PARK CREST APT RESUB LOT 12-13 |
| Legal Lot Number | 18 13 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 310700 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3401 DROSTE RD, SAINT CHARLES, MO 63301-1186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Commercial Mortgage DAVID K SMITH |
| Apr 8, 2022 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2022 · Amount on Record |
| Deed Sale | Apr 8, 2022 · Amount on Record |
| Prior Sale | Oct 7, 2008 · Amount on Record |
| Deed Document Number | 0202220446 |
| Deed Book / Page | 2022 / 20446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3401 DROSTE RD, SAINT CHARLES, MO 63301-1167 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12302 BOOTHBAY CT, SAINT LOUIS, MO 63141-8119 |
| Document Number | 0000019074 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023R-019074 |
| Name | DAVID K SMITH |
|---|---|
| Type | Private Party |
| Address | 740 CROWN POINTE FARMS, DEFIANCE, MO 63341 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 8, 2022 |
| Property Address | 3401 DROSTE RD, SAINT CHARLES, MO 63301-1167 |
| Document Number | 0000020446 |
| Map Reference | MB 13 PG 18 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022R-020446 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8730 |
| Name | Verified Name |
|---|---|
| Address | 3401 DROSTE RD, SAINT CHARLES, MO 63301-1167 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020447 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2022R-020447 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,483.00 | $71,702 (+31.22%) | $377,379 (+31.22%) Land $40,000 Building $337,379 |
| 2023 | $54,642 | ||
| 2022 | $287,591 Land $40,000 Building $247,591 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (1978–2015) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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