3225 Droste Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3225 Droste Rd, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,850 sqft · built 1970
Lot Size0.349 acres (15,210 sqft)
Owner2 Company Names on File
Last Sale$207,800 (May 2015)
Tax Bill$5,301 (2024)
Deeds & MortgagesOct 2021 Mortgage
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN100290A000

Property Details

APN / Parcel Number

Primary APN100290A000
Alternative APN
  • 6-005D-4544-00-0211.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,850 sqft Living Area
Gross Area3,374 sqft
1st Floor Area1,680 sqft
Basement Area1,188 sqft
Finished Basement170 sqft
Unfinished Basement1,018 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,210 sqft (0.349 acres)
Lot Dimensions169 ft deep x 90 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number100290A000
Street Address3225 DROSTE RD
CitySAINT CHARLES
StateMO
Zip63301-1110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionWILLOW BROOK #2 LOT 211
Legal SubdivisionWILLOW BROOK #2
Legal Lot Number211
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2002
Census Tract310700

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address3225 DROSTE RD, SAINT CHARLES, MO 63301-1110
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN MORTGAGE CORP
Jan 28, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2015 · Amount on File
Deed SaleMay 28, 2015 · Amount on File
Prior SaleDec 2, 2011 · Amount on File
Deed Document Number2015332140
Deed Book / Page6361 / 1178
Prior Transfer DateNov 23, 2011
Prior Transfer Doc0056850451
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3225 DROSTE RD, SAINT CHARLES, MO 63301-1110
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R088174
DateOct 25, 2021
Instrument2021R-088174
Lender
NameAMERICAN MORTGAGE CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJan 28, 2019
Property Address3225 DROSTE RD, SAINT CHARLES, MO 63301-1110
Document Number0070300424
Book / Page007030 / 000424
Instrument DateJan 22, 2019
Instrument42870
Transaction TypeTransfer
Record UpdatedFeb 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3225 DROSTE RD ST CHARLES MO 633011110, ST CHARLES, MO 63301-1110

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,123 (-)$279,595 (-) Land $40,000 Building $239,595
2025$53,123 (-2.22%)$279,595 (-2.22%) Land $40,000 Building $239,595
2024$5,301.00
2023$54,327
2022$285,932 Land $40,000 Building $245,932

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims16 (1978–2015)
Claims Outside the SFHA4 of 16
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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