3305 Droste Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3305 Droste Rd, Saint Charles, MO 63301

Property Summary

Property TypeQuadplex
Details2 bd · 5 ba · 3,712 sqft · built 1969
Lot Size0.188 acres (8,216 sqft)
OwnerCompany Name on Record
Tax Bill$4,483 (2025)
Deeds & MortgagesApr 2023 Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNA896000238

Property Details

APN / Parcel Number

Primary APNA896000238
Alternative APN
  • 6-0005-4515-00-0001.1100000

Interior

Bedrooms2 Beds
Full Baths5 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area3,712 sqft Total Area
1st Floor Area3,712 sqft

Exterior

Year BuiltBuilt 1969
Exterior MaterialBrick/Wood
Lot Area8,216 sqft
Lot Dimensions79 ft deep x 104 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account NumberA896000238
Old Parcel NumberA896000238
Street Address3305 DROSTE RD
CitySAINT CHARLES
StateMO
Zip63301-1120
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Legal DescriptionPARK CREST APT PT LOT 1.1
Legal Range04E
Legal Township47N
Legal SubdivisionPARK CREST APT
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2001
Census Tract310700

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9797 LITZSINGER RD, SAINT LOUIS, MO 63124-1057
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Warranty Deed, Transfer · Commercial Mortgage
BUSEY BANK
Apr 12, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
FCB BANKS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2023
Deed SaleApr 17, 2023
Prior SaleApr 12, 2022
Deed Document Number2023R-014400
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 17, 2023
Property Address3305 DROSTE RD, SAINT CHARLES, MO 63301-1120
Document Number0000014400
Map ReferenceMB 12 PG 36
Instrument DateApr 12, 2023
Instrument2023R-014400
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1015 S BIG BEND BLVD, SAINT LOUIS, MO 63117-1605

Transferred To (Grantee/Buyer)

NameVerified Name
Address9797 LITZSINGER RD, SAINT LOUIS, MO 63124-1057

Mortgage

Document Number0000014401
DateApr 17, 2023
Instrument2023R-014401
Lender
NameBUSEY BANK
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 12, 2022
Property Address3305 DROSTE RD, SAINT CHARLES, MO 63301-1120
Document Number0000021013
Map ReferenceMB 12 PG 36
Instrument DateApr 5, 2022
Instrument2022R-021013
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1051 S BIG BEND BLVD, SAINT LOUIS, MO 63117-1605

Mortgage

Document Number0000021014
DateApr 12, 2022
Instrument2022R-021014
Lender
NameFCB BANKS
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,483.00$71,702 (+10.34%)$377,379 (+10.34%) Land $40,000 Building $337,379
2023$64,980
2022$342,000 Land $40,000 Building $302,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims16 (1978–2015)
Claims Outside the SFHA4 of 16
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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