3401 Bermuda Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3401 Bermuda Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,972 sqft · built 1979
Lot Size	0.207 acres (9,000 sqft)
Owner	Trust Name on File
Last Sale	$885,000 (Aug 2006)
Tax Bill	$13,913 (2025)
Deeds & Mortgages	Aug 2017 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-181-001-8`

Property Details

APN / Parcel Number

Primary APN	`213-181-001-8`
Alternative APN	`213-181-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
1st Floor Area	1,052 sqft
2nd Floor Area	920 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Cluster
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3401 BERMUDA CT
City	SAN RAMON
State	CA
Zip	94582-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T04904 L0001 B EX 1/2 MR
Legal Subdivision	CITY/SAN RAMON
Legal Tract	04904
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	345118

Owner

3401 Bermuda Ct is owner-occupied and held in a trust since October 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	3401 BERMUDA CT, SAN RAMON, CA 94582-1407
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage PATELCO CU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Oct 30, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2006 · Amount on File
Deed Sale	Aug 17, 2006 · Amount on File
Deed Document Number	2006260894
Last Transfer Date	Oct 28, 2019
Transfer Doc	0000192074
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3401 BERMUDA CT, SAN RAMON, CA 94582-1407
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152188
Date	Aug 22, 2017
Instrument	2017-152188

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Amount	Amount on Record
Term	302 Months
Due	Sep 30, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3401 BERMUDA CT, SAN RAMON, CA 94582-1407
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 BERMUDA CT, SAN RAMON, CA 94582-1407

Mortgage

Document Number	0000152877
Date	May 24, 2021
Instrument	2021-152877

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 30, 2019
Property Address	3401 BERMUDA CT, SAN RAMON, CA 94582-1407
Document Number	0000192074
Instrument Date	Oct 28, 2019
Instrument	192074
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3401 BERMUDA CT SAN RAMON CA 945821407, SAN RAMON, CA 94582-1407

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Bermuda Ct was $13,913 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,209,414 (+2%) Land $724,283 Building $485,131
2025	$13,913.00 Homeowner's exemption	$1,185,701 Land $710,082 Building $475,619
2023	$13,381.00 (+0.76%) Homeowner's exemption	$1,139,660 Land $682,509 Building $457,151
2022	$13,280.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3401 Bermuda Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Bermuda Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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