3417 Bermuda Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3417 Bermuda Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,972 sqft · built 1979
Lot Size	0.206 acres (8,968 sqft)
Owner	2 Individual Names on File
Last Sale	$1,390,000 (Dec 2020)
Tax Bill	$17,441 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-181-005-9`

Property Details

APN / Parcel Number

Primary APN	`213-181-005-9`
Alternative APN	`213-181-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
Gross Area	2,467 sqft
1st Floor Area	1,052 sqft
2nd Floor Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	8,968 sqft (0.206 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3417 BERMUDA CT
City	SAN RAMON
State	CA
Zip	94582-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T04904 L0005 B EX 1/2 MR
Legal Subdivision	SUBDIVISION 4904
Legal Tract	04904
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	345118

Owner

3417 Bermuda Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3417 BERMUDA CT, SAN RAMON, CA 94582-1407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 24, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 20, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2020 · Amount on File
Deed Sale	Dec 24, 2020 · Amount on File
Prior Sale	Oct 22, 2010 · Amount on File
Deed Document Number	2020324926
Prior Transfer Date	Jun 11, 1996
Prior Transfer Doc	0000120060
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3417 BERMUDA CT, SAN RAMON, CA 94582-1407
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111356
Date	Jun 10, 2020
Instrument	2020-111356

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 24, 2020
Property Address	3417 BERMUDA CT, SAN RAMON, CA 94582-1407
Document Number	0000324926
Map Reference	MB 202 PG 26-35
Instrument Date	Dec 11, 2020
Instrument	2020-324926
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3417 BERMUDA CT, SAN RAMON, CA 94582-1407

Mortgage

Document Number	0000324927
Date	Dec 24, 2020
Instrument	2020-324927

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3417 BERMUDA CT, SAN RAMON, CA 94582-1407
Document Number	0000077550
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3417 BERMUDA CT SAN RAMON CA 945821407, SAN RAMON, CA 94582-1407

Mortgage

Document Number	0000077550
Date	Apr 23, 2020
Instrument	77550

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3417 BERMUDA CT, SAN RAMON, CA 94582-1407
Document Number	0000032244
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3417 BERMUDA CT SAN RAMON CA 945821407, SAN RAMON, CA 94582-1407

Mortgage

Document Number	0000032244
Date	Mar 1, 2018
Instrument	32244

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3417 Bermuda Ct was $17,441.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,534,669 (+2%) Land $772,855 Building $761,814
2025	$17,441.00	$1,504,578 Land $757,701 Building $746,877
2023	$16,792.00 (+0.74%)	$1,446,156 Land $728,280 Building $717,876
2022	$16,668.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3417 Bermuda Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3417 Bermuda Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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