3421 Bermuda Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3421 Bermuda Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,362 sqft · built 1979
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Oct 2008)
Tax Bill	$11,469 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-181-006-7`

Property Details

APN / Parcel Number

Primary APN	`213-181-006-7`
Alternative APN	`213-181-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,362 sqft Living Area
1st Floor Area	2,362 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Cluster
Lot Area	10,800 sqft (0.248 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3421 BERMUDA CT
City	SAN RAMON
State	CA
Zip	94582-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T04904 L0006 B EX 1/2 MR
Legal Subdivision	4904 COUNTRYVIEW
Legal Tract	04904
Legal Lot Number	6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	345118

Owner

3421 Bermuda Ct is owned and occupied by two individuals who acquired it in September 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3421 BERMUDA CT, SAN RAMON, CA 94582-1407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STRONG HOME MORTGAGE LLC
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Sep 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2008 · Amount on File
Deed Sale	Oct 16, 2008 · Amount on File
Deed Document Number	2008229989
Last Transfer Date	Sep 8, 2020
Transfer Doc	0000211045
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3421 BERMUDA CT, SAN RAMON, CA 94582-1407
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 BERMUDA CT, SAN RAMON, CA 94582-1407

Mortgage

Document Number	0000002851
Date	Jan 10, 2024
Instrument	2024-002851

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 22, 2020
Property Address	3421 BERMUDA CT, SAN RAMON, CA 94582-1407
Document Number	0000211045
Map Reference	MB 202 PG 26-35
Instrument Date	Sep 8, 2020
Instrument	2020-211045
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3421 BERMUDA CT, SAN RAMON, CA 94582-1407

Mortgage

Document Number	0000211046
Date	Sep 22, 2020
Instrument	2020-211046

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3421 BERMUDA CT, SAN RAMON, CA 94582-1407
Document Number	0000022234
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3421 BERMUDA CT SAN RAMON CA 945821407, SAN RAMON, CA 94582-1407

Mortgage

Document Number	0000022234
Date	Feb 5, 2020
Instrument	22234

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 4, 2030

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 24, 2018
Property Address	3421 BERMUDA CT, SAN RAMON, CA 94582-1407
Document Number	0000151977
Instrument Date	Sep 22, 2018
Instrument	151977
Transaction Type	Transfer
Record Updated	Oct 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3421 BERMUDA CT SAN RAMON CA 945821407, SAN RAMON, CA 94582-1407

Tax Assessment & Valuation

The 2025 property tax bill for 3421 Bermuda Ct was $11,469.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$971,986 (+2%) Land $564,806 Building $407,180
2025	$11,469.00	$952,929 Land $553,732 Building $399,197
2023	$11,023.00 (+0.75%)	$915,928 Land $532,231 Building $383,697
2022	$10,941.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3421 Bermuda Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3421 Bermuda Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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