3400 Custer Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3400 Custer Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,986 sqft · built 1883
Lot Size	0.323 acres (14,113 sqft)
Owner	Individual Name on Record
Last Sale	$835,000 (May 2022)
Tax Bill	$17,981 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-0007-0043-00`

Property Details

APN / Parcel Number

Primary APN	`038-0007-0043-00`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,986 sqft Living Area
1st Floor Area	1,626 sqft
2nd Floor Area	1,360 sqft
Attic Area	182 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1883
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,113 sqft (0.323 acres)
Lot Dimensions	180 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	210 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3400 CUSTER AVE
City	CINCINNATI
State	OH
Zip	45208-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3400 CUSTER ST 80 X 180 PT LOT 1 PHILIP JONES EST
Legal Subdivision	PHILIP JONES ESTATE
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	4800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3400 CUSTER AVE, CINCINNATI, OH 45208-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEMBA CREDIT UNION INC
May 9, 2022	Warranty Deed, Transfer · Line of Credit THE NORTH SIDE BANK & TRUST CO
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Jun 23, 2015
Deed Document Number	0000046368
Deed Book / Page	14663 / 2688
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3400 CUSTER AVE, CINCINNATI, OH 45208-2529
Transaction Type	Mortgage
Record Updated	Nov 25, 2022
Title Company	SAFE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093619
Date	Oct 4, 2022
Book Page	14765/1107
Instrument	2022-0093619

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year T-Bill
Max Rate	8%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 9, 2022
Property Address	3400 CUSTER AVE, CINCINNATI, OH 45208-2529
Document Number	0000046368
Book / Page	14663 / 2688
Map Reference	MB 13 PG 95
Instrument Date	May 2, 2022
Instrument	2022-0046368
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3400 CUSTER AVE, CINCINNATI, OH 45208-2529

Mortgage

Document Number	0000046369
Date	May 9, 2022
Instrument	2022-0046369

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3400 CUSTER AVE, CINCINNATI, OH 45208-2529
Document Number	0000100235
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 CUSTER AVE CINCINNATI OH 452082529, CINCINNATI, OH 45208-2529

Mortgage

Document Number	0000100235
Date	Nov 14, 2019
Book Page	014044/000958
Instrument	100235

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,981.00 (+3.13%)	$292,250 (+%) Land $96,883 Building $195,367
2024	$17,435.00 (-2.21%)	$292,249 (-) Land $96,883 Building $195,366
2023	$17,829.00 (+13.6%)	$292,249 (+26.67%) Land $96,883 Building $195,366	$835,000 (+26.67%) Land $276,810 Building $558,190
2022	$15,694.00 Homeowner's exemption	$230,724 Land $68,499 Building $162,225
2020			$659,210 Land $195,710 Building $463,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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