Harford County property record for 340 Spruce Pine Rd, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,380 sqft · built 2018 |
| Lot Size | 0.084 acres (3,669 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $409,995 (Nov 2018) |
| Tax Bill | $5,218 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398863 |
| Primary APN | 01-398863 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Total Area |
| Basement Area | 475 sqft |
| Finished Basement | 475 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,669 sqft (0.084 acres) |
| Garage Type | Basement |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398863 |
|---|---|
| Street Address | 340 SPRUCE PINE RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2741 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R1COS |
| Legal Description | LOT 152 3669 SF 340 SPRUCE PINE ROAD LAUREL RIDGE 144/14 |
| Legal Subdivision | PLAT THREE LAUREL RIDGE |
| Legal Lot Number | 152 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 340 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit MISSION LOANS LLC |
| Nov 5, 2018 | Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2018 · Amount on Record |
| Deed Sale | Nov 5, 2018 · Amount on Record |
| Deed Book / Page | 13045 / 360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 340 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 340 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0170000269 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 17000/269 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 5, 2018 |
| Property Address | 340 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0130450360 |
| Book / Page | 13045 / 0360 |
| Map Reference | MB144 FO14 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,824.94 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 340 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0013045366 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 13045/366 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,218.00 (+10.2%) | $478,800 (+16.1%) Land $120,000 Building $358,800 | $478,800 (+16.1%) Land $120,000 Building $358,800 |
| 2025 | $4,735.00 (+6.55%) | ||
| 2023 | $412,400 Land $120,000 Building $292,400 | $412,400 Land $120,000 Building $292,400 | |
| 2022 | $4,444.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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