338 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 338 Spruce Pine Rd, Abingdon, MD 21009

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,208 sqft · built 2018
Lot Size0.06 acres (2,592 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Jul 2023)
Tax Bill$5,181 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN01-398864

Property Details

APN / Parcel Number

Primary APN01-398864
Alternative APN
  • 398864

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,208 sqft Total Area
Basement Area425 sqft
Finished Basement425 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,592 sqft (0.06 acres)
Garage TypeBasement
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area72 sqft
Patio Area284 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number398864
Street Address338 SPRUCE PINE RD
CityABINGDON
StateMD
Zip21009-2741
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR1COS
Legal DescriptionLOT 153 2592 SF 338 SPRUCE PINE ROAD LAUREL RIDGE 144/14
Legal SubdivisionLAUREL RDG 3
Legal Lot Number153
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3000
Census Tract301108

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address338 SPRUCE PINE RD, ABINGDON, MD 21009-2741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed, Transfer · Conventional Mortgage
ABERDEEN PROVING GROUND FCU
May 16, 2018Grant Deed, Transfer
WESTMINSTER TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2023 · Amount on Record
Deed SaleJul 21, 2023 · Amount on Record
Prior SaleMay 16, 2018 · Amount on Record
Deed Book / Page15975 / 107
Record UpdatedOct 29, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJul 21, 2023
Property Address338 SPRUCE PINE RD, ABINGDON, MD 21009-2741
Document Number0159750107
Book / Page15975 / 107
Map ReferenceMB 144 FO 14
Instrument DateJun 30, 2023
Transaction TypeTransfer
Record UpdatedAug 2, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address338 SPRUCE PINE RD, ABINGDON, MD 21009-2741

Mortgage

Document Number0159750113
DateJul 21, 2023
Instrument15975-0113
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.37%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2030
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change7.37%
Index12-Month MTA
Max Rate10.3%

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateMay 16, 2018
Property Address338 SPRUCE PINE RD, ABINGDON, MD 21009-2741
Document Number0128200002
Book / Page012820 / 000002
Instrument DateApr 20, 2018
Transaction TypeTransfer
Record UpdatedMay 31, 2018
Title CompanyWESTMINSTER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$433.01
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address338 SPRUCE PINE RD ABINGDON MD 210092741, ABINGDON, MD 21009-2741

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,181.00 (+12.26%)$475,400 (+19.6%) Land $115,000 Building $360,400$475,400 (+19.6%) Land $115,000 Building $360,400
2025$4,615.00 (+8.21%)
2023$397,500 (+1.58%) Land $115,000 Building $282,500$397,500 (-) Land $115,000 Building $282,500
2022$4,265.00 (-2.85%)$391,333$397,500 Land $115,000 Building $282,500
2021$4,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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