339 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 339 Spruce Pine Rd, Abingdon, MD 21009

Property Summary

Property TypeTownhouse
Details3 ba · 2,214 sqft · built 2017
Lot Size0.059 acres (2,574 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (May 2022)
Tax Bill$4,389 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-398861

Property Details

APN / Parcel Number

Primary APN01-398861
Alternative APN
  • 398861

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,214 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,574 sqft (0.059 acres)
Garage TypeBasement
Garage Area552 sqft
Parking Spaces2 Parking Spaces
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number398861
Street Address339 SPRUCE PINE RD
CityABINGDON
StateMD
Zip21009-2739
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR1COS
Legal DescriptionLOT 134 2574 SF 339 SPRUCE PINE ROAD LAUREL RIDGE 144/14
Legal SubdivisionLAUREL RDG FINAL 3
Legal Lot Number134
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3001
Census Tract301108

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address339 SPRUCE PINE RD, ABINGDON, MD 21009-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 28, 2017Grant Deed, Transfer · Conventional with PMI
TIAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Prior SaleNov 28, 2017 · Amount on Record
Record UpdatedSep 20, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateMay 31, 2022
Property Address339 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Document Number0155330404
Book / Page15533 / 404
Map ReferenceMB 144 FO 14
Instrument DateMay 27, 2022
Transaction TypeTransfer
Record UpdatedJun 8, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address339 SPRUCE PINE RD, 339, ABINGDON, MD 21009-2739

Transferred To (Grantee/Buyer)

NameVerified Name
Address339 SPRUCE PINE RD, ABINGDON, MD 21009-2739

Mortgage

Document Number0155330412
DateMay 31, 2022
Instrument15533-0412
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateNov 28, 2017
Property Address339 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Document Number0126130293
Book / Page012613 / 000293
Instrument DateNov 9, 2017
Transaction TypeTransfer
Record UpdatedDec 5, 2017
Title CompanyUNIVERSAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$388.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address339 SPRUCE PINE RD ABINGDON MD 210092739, ABINGDON, MD 21009-2739

Mortgage

Document Number126130298
DateNov 28, 2017
Book Page012613/000298
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 27, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$456,500 (+19.19%) Land $115,000 Building $341,500$456,500 (+19.19%) Land $115,000 Building $341,500
2025$4,389.00 (+6.32%) Homeowner's exemption
2023$383,000 Land $115,000 Building $268,000$383,000 Land $115,000 Building $268,000
2022$4,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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