340 Spring St, Saint Paul, MN 55102 Property Records

Ramsey County property record for 340 Spring St, Saint Paul, MN 55102

Property Summary

Property Type	Townhouse
Details	2 bd · 3.5 ba · 2,106 sqft · built 2003
Lot Size	0.24 acres (1,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Sep 2026)
Tax Bill	$9,828 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-28-22-32-0125`

Property Details

APN / Parcel Number

Primary APN	`06-28-22-32-0125`
Alternative APNs	`8523200` `493428`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,053 sqft
Basement Area	350 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,045 sqft (0.24 acres)
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	493428
Street Address	340 SPRING ST
City	SAINT PAUL
State	MN
Zip	55102-4420
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CIC NO 502 UPR LAND URB VIL 2ND LOT 1 BLK 1
Legal Range	22
Legal Township	28
Legal Section	06
Legal Subdivision	CIC NO 502 UPR LAND URB VIL 2ND
Legal Block	1
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3003
Census Tract	36000

Owner

Source: Ramsey County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	340 SPRING ST, SAINT PAUL, MN 55102-4420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INC
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Feb 16, 2017	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	20262824446
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 25, 2026
Property Address	340 SPRING ST, SAINT PAUL, MN 55102-4420
Document Number	0002824446
Instrument Date	Aug 3, 2026
Instrument	20262824446
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,021.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	340 SPRING ST, SAINT PAUL, MN 55102-4420

Mortgage

Document Number	0002824447,
Date	Sep 25, 2026
Instrument	20262824447

Lender

Name	MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 28, 2021
Property Address	340 SPRING ST, SAINT PAUL, MN 55102-4420
Document Number	0T02707414
Instrument Date	Jun 25, 2021
Instrument	T02707414
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,683.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	340 SPRING ST, SAINT PAUL, MN 55102-4420

Mortgage

Document Number	0T02707415
Date	Jul 28, 2021
Instrument	T02707415

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 16, 2017
Property Address	340 SPRING ST, SAINT PAUL, MN 55102-4420
Document Number	0002581015
Instrument Date	Feb 9, 2017
Instrument	2581015
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	340 SPRING ST ST PAUL MN 551024420, ST PAUL, MN 55102-4420

Mortgage

Document Number	2581016
Date	Feb 16, 2017
Instrument	2581016

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,500 (-7%) Land $100,000 Building $471,500	$571,500 (-7%) Land $100,000 Building $471,500
2025	$9,828.00 (+8.64%)	$614,500 (+10.3%) Land $100,000 Building $514,500	$614,500 (+10.3%) Land $100,000 Building $514,500
2023	$9,046.00	$557,100 Land $100,000 Building $457,100	$557,100 Land $100,000 Building $457,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	188 units insured incl. 183 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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