326 Spring St, Saint Paul, MN 55102 Property Records

Ramsey County property record for 326 Spring St, Saint Paul, MN 55102

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,830 sqft · built 2003
Lot Size	0.21 acres (915 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Apr 2023)
Tax Bill	$8,512 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`06-28-22-32-0131`

Property Details

APN / Parcel Number

Primary APN	`06-28-22-32-0131`
Alternative APNs	`8422556` `472943`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,830 sqft Living Area
1st Floor Area	915 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	915 sqft (0.21 acres)
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	472943
Street Address	326 SPRING ST
City	SAINT PAUL
State	MN
Zip	55102-4420
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CIC NO 502 UPR LAND URB VIL 2ND LOT 7 BLK 1
Legal Range	22
Legal Township	28
Legal Section	06
Legal Subdivision	CIC NO 502 UPR LAND URB VIL 2ND
Legal Block	1
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3003
Census Tract	36000

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 SPRING ST, SAINT PAUL, MN 55102-4420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit LAKE AREA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	May 21, 2004 · Amount on Record
Deed Document Number	20232752464
Prior Transfer Date	Feb 21, 2022
Prior Transfer Doc	0002725743
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 18, 2023
Property Address	326 SPRING ST, SAINT PAUL, MN 55102-4420
Document Number	0T02752464
Instrument Date	Apr 5, 2023
Instrument	T02752464
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	326 SPRING ST, SAINT PAUL, MN 55102-4420

Mortgage

Document Number	0T02752465
Date	Apr 18, 2023
Instrument	T02752465

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	326 SPRING ST, SAINT PAUL, MN 55102-4420
Document Number	0002679531
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	326 SPRING ST ST PAUL MN 551024420, ST PAUL, MN 55102-4420

Mortgage

Document Number	0002679531
Date	Nov 2, 2020
Instrument	2679531

Lender

Name	LAKE AREA BK
Type	Bank
Address	WHITE BEAR LAKE, MN 55110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,400 (-15.48%) Land $100,000 Building $387,400	$487,400 (-15.48%) Land $100,000 Building $387,400
2025	$8,512.00 (+11.18%)	$576,700 (+15.43%) Land $100,000 Building $476,700	$576,700 (+15.43%) Land $100,000 Building $476,700
2024	$7,656.00 (-4.49%)
2023	$8,016.00	$499,600 Land $100,000 Building $399,600	$499,600 Land $100,000 Building $399,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	188 units insured incl. 183 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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