332 Spring St, Saint Paul, MN 55102 Property Records

Ramsey County property record for 332 Spring St, Saint Paul, MN 55102

Property Summary

Property Type	Townhouse
Details	2 bd · 3.5 ba · 2,106 sqft · built 2003
Lot Size	0.24 acres (1,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$492,000 (Apr 2025)
Tax Bill	$9,828 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`06-28-22-32-0129`

Property Details

APN / Parcel Number

Primary APN	`06-28-22-32-0129`
Alternative APNs	`8305428` `345024`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,053 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,045 sqft (0.24 acres)
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	345024
Street Address	332 SPRING ST
City	SAINT PAUL
State	MN
Zip	55102-4420
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CIC NO 502 UPR LAND URB VIL 2ND LOT 5 BLK 1
Legal Range	22
Legal Township	28
Legal Section	06
Legal Subdivision	CIC NO 502 UPR LAND URB VIL 2ND
Legal Block	1
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3003
Census Tract	36000

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	332 SPRING ST, SAINT PAUL, MN 55102-4420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 27, 2016	Deed of Trust, Mortgage · Line of Credit DEERWOOD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	May 28, 2014 · Amount on Record
Deed Document Number	20252793626
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	332 SPRING ST, SAINT PAUL, MN 55102-4420
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 SPRING ST, SAINT PAUL, MN 55102-4420

Mortgage

Document Number	0T02812382
Date	Mar 18, 2026
Instrument	T02812382

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	332 SPRING ST, SAINT PAUL, MN 55102-4420
Transaction Type	Mortgage
Record Updated	May 31, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 SPRING ST, SAINT PAUL, MN 55102-4420

Mortgage

Document Number	0T02754576
Date	May 24, 2023
Instrument	T02754576

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	332 SPRING ST, SAINT PAUL, MN 55102-4420
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 SPRINGDALE RD, CINCINNATI, OH 45218

Mortgage

Document Number	0T02718128
Date	Nov 18, 2021
Instrument	T02718128

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	332 SPRING ST, SAINT PAUL, MN 55102-4420
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04863411
Date	Feb 10, 2021
Instrument	A04863411

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	332 SPRING ST, SAINT PAUL, MN 55102-4420
Document Number	0002583669
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	May 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	332 SPRING ST ST PAUL MN 551024420, ST PAUL, MN 55102-4420

Mortgage

Document Number	0002583669
Date	Mar 27, 2017
Instrument	2583669

Lender

Name	DEERWOOD BK
Type	Bank
Address	MENDOTA HEIGHTS, MN 55120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 26, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,500 (-16.27%) Land $100,000 Building $414,500	$514,500 (-16.27%) Land $100,000 Building $414,500
2025	$9,828.00 (+12.78%)	$614,500 (+10.3%) Land $100,000 Building $514,500	$614,500 (+10.3%) Land $100,000 Building $514,500
2024	$8,714.00 (-3.67%)
2023	$9,046.00	$557,100 Land $100,000 Building $457,100	$557,100 Land $100,000 Building $457,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	188 units insured incl. 183 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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