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340 Ruby St, Laguna Beach, CA 92651 Property Records

Orange County property record for 340 Ruby St, Laguna Beach, CA 92651 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage1,738 sqft Living Area
Lot Size4,500 sqft (0.103 acres)
OccupancyOwner Occupied
Last Sale$1,770,000 (2018)
Tax Bill$22,415.00 (2025)

Property Details

APN / Parcel Number

Primary APN644-284-19

Interior

Bedrooms2 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,738 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Lot Area4,500 sqft (0.103 acres)
Parking Spaces2 Parking Spaces
Garage Area400 sqft Garage

Location & Zoning

Street Address340 RUBY ST
CityLAGUNA BEACH
StateCA
Zip92651-3640
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA TR ARCH BEACH BLK 23 LOT 8 ARCH BEACH LOT 8 BLK 23 SELY 90 FT OF LOT
Legal SubdivisionARCH BEACH PLAT 1
Legal Tract23
Legal Block23
Legal Lot Number8
JurisdictionORANGE CA
Minor Civil DivisionSOUTH COAST
Census Blockgroup2
Census Block2034
Census Tract62620

Owner

Source: Orange County records · APN 644-284-19

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address340 RUBY ST, LAGUNA BEACH, CA 92651-3640
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
BETHPAGE FCU
Mar 11, 2020Deed of Trust, Mortgage
NEWFI LNDG
Sep 20, 2018Grant Deed, Transfer
AMERICAN FIRST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 20, 2018 · Amount on Record
Deed SaleSep 20, 2018 · Amount on Record
Prior SaleFeb 09, 1994
Deed Doc Number2018000344517
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address340 RUBY ST, LAGUNA BEACH, CA 92651-3640
Transaction TypeMortgage
Record UpdatedMay 06, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 RUBY ST, LAGUNA BEACH, CA 92651-3640

Mortgage

Document Number0000160589
DateApr 28, 2022
Instrument2022000160589
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateMay 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate8.87%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address340 RUBY ST, LAGUNA BEACH, CA 92651-3640
Document Number0000117538
Instrument DateMar 11, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address340 RUBY ST LAGUNA BEACH CA 926513640, LAGUNA BEACH, CA 92651-3640

Mortgage

Document Number0000117538
DateMar 16, 2020
Instrument117538
Lender
NameNEWFI LNDG
Address2200 POWELL ST # 340, EMERYVILLE, CA 94608-1877
Agreement
AmountAmount Recorded
Term360 Months
DueMar 15, 2050

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 20, 2018
Property Address340 RUBY ST, LAGUNA BEACH, CA 92651-3640
Document Number0000344517
Instrument DateAug 24, 2018
Instrument344517
Transaction TypeTransfer
Record UpdatedOct 01, 2018
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,947.00
Amount AccuracyFull Value
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address340 RUBY ST LAGUNA BEACH CA 926513640, LAGUNA BEACH, CA 92651-3640

Mortgage

Document Number344518
DateSep 20, 2018
Instrument344518
Lender
NameAMERICAN FIRST CU
Address6 POINTE DR # 400, BREA, CA 92821-6322
Agreement
AmountAmount Recorded
Term360 Months
DueSep 19, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$22,415.00 (+2.39%) Homeowner's exemption$1,974,466 (+4.04%) Land $1,736,478 Building $237,988
2023$21,891.00 (+2.07%) Homeowner's exemption$1,897,796 Land $1,669,048 Building $228,748
2022$21,446.00

Flood & Wildfire

340 Ruby St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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