Orange County property record for 326 Ruby St, Laguna Beach, CA 92651 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,726 sqft Living Area |
| Lot Size | 4,500 sqft (0.103 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $5,495,000 (2026) |
| Tax Bill | $25,064.00 (2025) |
| Primary APN | 644-284-20 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,726 sqft Living Area |
| Gross Area | 3,192 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Contemporary Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 4,500 sqft (0.103 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 466 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 326 RUBY ST |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-3640 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | A TR ARCH BEACH BLK 23 LOT 9 ARCH BEACH LOT 9 BLK 23 POR OF LOT |
| Legal Subdivision | ARCH BEACH TRACT |
| Legal Tract | 23 |
| Legal Block | 23 |
| Legal Lot Number | 9 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2034 |
| Census Tract | 62620 |
Source: Orange County records · APN 644-284-20
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 326 RUBY ST, LAGUNA BEACH, CA 92651-3640 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 02, 2026 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 18, 2022 | Intrafamily Transfer, Transfer |
| Sep 07, 2021 | Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Nov 30, 2017 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2026 · Amount on Record |
| Deed Sale | Jan 02, 2026 · Amount on Record |
| Prior Sale | Sep 07, 2021 · Amount on Record |
| Deed Doc Number | 2026963 |
| Prior Transfer Date | Nov 30, 2021 |
| Prior Transfer Doc | 0000021917 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jan 02, 2026 |
| Property Address | 326 RUBY ST, LAGUNA BEACH, CA 92651-3640 |
| Document Number | 0000000963 |
| Map Reference | MB 24 PG 29&30 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2026000000963 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 326 RUBY ST, LAGUNA BEACH, CA 92651-3640 |
| Document Number | 0000000964 |
|---|---|
| Date | Jan 02, 2026 |
| Instrument | 2026000000964 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jan 18, 2022 |
| Property Address | 326 RUBY ST, LAGUNA BEACH, CA 92651-3640 |
| Document Number | 0000021917 |
| Map Reference | MB 24 PG 29&30 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2022000021917 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 326 RUBY ST, LAGUNA BEACH, CA 92651-3640 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 07, 2021 |
| Property Address | 326 RUBY ST, LAGUNA BEACH, CA 92651-3640 |
| Document Number | 0000557819 |
| Map Reference | MB 24 PG 29&30 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 2021000557819 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27641 DEPUTY CIR, LAGUNA HILLS, CA 92653-7830 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 30, 2017 |
| Property Address | 326 RUBY ST, LAGUNA BEACH, CA 92651-3640 |
| Document Number | 0000517784 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 517784 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,569.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 16948 LIVORNO DR PACIFIC PALISADES CA 902723229, PACIFIC PALISADES, CA 90272-3229 |
| Document Number | 517785 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 517785 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,418,830 (+2%) Land $2,205,992 Building $212,838 | |
| 2025 | $25,064.00 (+3.29%) Homeowner's exemption | $2,371,402 (+4.04%) Land $2,162,737 Building $208,665 |
| 2023 | $24,265.00 (-49.25%) Homeowner's exemption | $2,279,318 Land $2,078,755 Building $200,563 |
| 2022 | $47,815.00 |
326 Ruby St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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