278 Ruby St, Laguna Beach, CA 92651 Property Records

Orange County property record for 278 Ruby St, Laguna Beach, CA 92651 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage870 sqft Living Area
Lot Size3,750 sqft (0.086 acres)
OccupancyOwner Occupied
Last Sale$950,000 (2017)
Tax Bill$14,685.00 (2025)

Property Details

APN / Parcel Number

Primary APN644-274-04

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area870 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1925
Lot Area3,750 sqft (0.086 acres)
Parking Spaces1 Parking Spaces
Garage Area280 sqft Garage

Location & Zoning

Street Address278 RUBY ST
CityLAGUNA BEACH
StateCA
Zip92651-3674
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA TR ARCH BEACH BLK 15 LOT 4 ARCH BEACH LOT 4 BLK 15 SELY1/2
Legal SubdivisionARCH BEACH
Legal Tract23
Legal Block15
Legal Lot Number4
JurisdictionORANGE CA
Minor Civil DivisionSOUTH COAST
Census Blockgroup2
Census Block2033
Census Tract62620

Owner

Source: Orange County records · APN 644-274-04

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address278 RUBY ST, LAGUNA BEACH, CA 92651-3674
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 30, 2017Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 2017 · Amount on Record
Deed SaleMar 30, 2017 · Amount on Record
Prior SaleMar 30, 2017 · Amount on Record
Deed Doc Number0000128464
Last Transfer DateJun 30, 2020
Transfer Doc0000307268
Record RefreshedJun 08, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateJun 30, 2020
Property Address278 RUBY ST, LAGUNA BEACH, CA 92651-3674
Document Number0000307268
Instrument DateJun 19, 2020
Instrument307268
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address278 RUBY ST LAGUNA BEACH CA 926513674, LAGUNA BEACH, CA 92651-3674

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateMar 30, 2017
Property Address278 RUBY ST, LAGUNA BEACH, CA 92651-3674
Document Number0000128464
Instrument DateSep 23, 2016
Instrument128464
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,045.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address278 RUBY ST LAGUNA BEACH CA 926513674, LAGUNA BEACH, CA 92651-3674

Mortgage

Document Number128465
DateMar 30, 2017
Instrument128465
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$14,685.00 (+19.04%) Homeowner's exemption$1,145,407 (+4.04%) Land $1,111,558 Building $33,849
2023$12,336.00 (+2.44%) Homeowner's exemption$1,100,931 Land $1,068,395 Building $32,536
2022$12,042.00

Flood & Wildfire

278 Ruby St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ruby St

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