340 Ray St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 340 Ray St, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,109 sqft · built 1950
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Sep 2020)
Tax Bill$7,827 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Dec 2019 Sale
Flood ZoneZone AE (high risk)
APN62-146-00-0003

Property Details

APN / Parcel Number

Primary APN62-146-00-0003
Alternative APNs
  • 2009-62-146-00-0003-0
  • 62146000003000000000
  • 282009 62.-146-3
  • 62146 00030

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,109 sqft Living Area
Gross Area1,549 sqft
1st Floor Area792 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialOther
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area195 sqft
Patio Area439 sqft
Utility Building36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number62146 00030
Street Address340 RAY ST
CityFREEPORT
StateNY
Zip11520-5436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 009
Legal Block146
Legal Lot Number3
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4003
Census Tract414501

Owner

340 Ray St is owned and occupied by two individuals who bought it in September 2020.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address340 RAY ST, FREEPORT, NY 11520-5436
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Bargain and Sale Deed, Transfer · FHA Mortgage
LYNX MORTGAGE BANK LLC
Dec 6, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2020 · Amount on File
Deed SaleSep 16, 2020 · Amount on File
Prior SaleDec 6, 2019 · Amount on File
Deed Document Number202085336
Deed Book / Page13975 / 443
Record UpdatedOct 29, 2026

September 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateSep 16, 2020
Property Address340 RAY ST, FREEPORT, NY 11520-5436
Document Number0139750443
Book / Page13975 / 443
Instrument DateSep 2, 2020
Instrument2020-085336
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Mortgage

Document Number2020085337
DateSep 16, 2020
Instrument2020-085337
Lender
NameLYNX MORTGAGE BANK LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNASSAU NY
Recording DateDec 6, 2019
Property Address340 RAY ST, FREEPORT, NY 11520-5436
Document Number0138840028
Book / Page013884 / 000028
Instrument DateOct 31, 2019
Instrument107620
Transaction TypeTransfer
Record UpdatedDec 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$700.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 STATE ST #700 ALBANY NY 122071707, 700, ALBANY, NY 12207-1707

Tax Assessment & Valuation

The 2025 property tax bill for 340 Ray St was $7,827.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$363 Land $173 Building $190$363,000
2025$7,827.00
2023$8,168.00 Additional exemption filed$363 Land $173 Building $190$363,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 340 Ray St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 235 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies235 in force
Nearby Flood Claims674 (1978–2024)
Claims Outside the SFHA43 of 674
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 260 claims
  • Hurricane Irene, Sep 2011 · 135 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 340 Ray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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