Nassau County and Hempstead Town property record for 309 Ray St, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,131 sqft · built 1947 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,374 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Feb 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 62-151-00-0202 |
| Primary APN | 62-151-00-0202 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62151 02020 |
|---|---|
| Street Address | 309 RAY ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-5431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 202,294-296 TOWN #1 SCH DIST 009 |
| Legal Subdivision | MAP OF RANDALL BAY ESTATES SECTIONS #2 |
| Legal Block | 151 |
| Legal Lot Number | 202 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 414501 |
Source: Nassau County and Hempstead Town records · APN 62-151-00-0202
Assessment roll updated June 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 RAY ST, FREEPORT, NY 11520-5431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 28, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 309 RAY ST, FREEPORT, NY 11520-5431 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6532 VESPER CIR, HUNTINGTN BCH, CA 92647-2950 |
| Document Number | M472550267 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | M47255/267 |
| Instrument | 2023-50293 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Feb 28, 2020 |
| Property Address | 309 RAY ST, FREEPORT, NY 11520-5431 |
| Document Number | 0139190269 |
| Book / Page | 013919 / 000269 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 21268 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6532 VESPER CIR HUNTINGTON BEACH CA 926472950, HUNTINGTON BEACH, CA 92647-2950 |
Source: Nassau County and Hempstead Town records · Assessment roll updated June 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342 (-) Land $171 Building $171 | $342,000 (-) | |
| 2025 | $7,374.00 (-5.88%) | ||
| 2023 | $7,835.00 Additional exemption filed | $342 Land $171 Building $171 | $342,000 |
Source: FEMA National Flood Hazard Layer, Nassau County (36059C), as of April 5, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360594145014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 235 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 235 in force |
| Nearby Flood Claims | 674 (1978–2024) |
| Claims Outside the SFHA | 43 of 674 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 670 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY2902823, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FREEPORT (V) serves 45,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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