345 Ray St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 345 Ray St, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,190 sqft · built 1953
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (Jan 2022)
Tax Bill$7,589 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Aug 2021 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN62-137-00-0027

Property Details

APN / Parcel Number

Primary APN62-137-00-0027
Alternative APNs
  • 2009-62-137-00-0027-0
  • 62137000027000000000
  • 282009 62.-137-27
  • 62137 00270

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,190 sqft Living Area
1st Floor Area1,038 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number62137 00270
Street Address345 RAY ST
CityFREEPORT
StateNY
Zip11520-5433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 009
Legal Block137
Legal Lot Number27
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4005
Census Tract414501

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address345 RAY ST, FREEPORT, NY 11520-5433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Bargain and Sale Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 2, 2021Executor's Deed, Transfer
JUDICIAL TITLE
Feb 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2022 · Amount on Record
Deed SaleJan 6, 2022 · Amount on Record
Prior SaleAug 2, 2021 · Amount on Record
Deed Document Number20221977
Deed Book / Page14186 / 47
Prior Transfer DateJan 31, 2017
Prior Transfer Doc0134760945
Record UpdatedOct 29, 2026

January 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateJan 6, 2022
Property Address345 RAY ST, FREEPORT, NY 11520-5433
Document Number0141860047
Book / Page14186 / 47
Instrument DateDec 23, 2021
Instrument2022-001977
Transaction TypeTransfer
Record UpdatedFeb 2, 2022
Title CompanyAMTRUST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address109 172ND ST, JAMAICA, NY 11433

Mortgage

Document Number202200197846198433
DateJan 6, 2022
Instrument2022-00197846198433
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded

August 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionNASSAU NY
Recording DateAug 2, 2021
Property Address345 RAY ST, FREEPORT, NY 11520-5433
Document Number0141170058
Book / Page14117 / 58
Instrument DateJul 23, 2021
Instrument2021-101761
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyJUDICIAL TITLE

Transaction

AmountAmount Recorded
Tax$1,520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address63 S BAY AVE, 63, FREEPORT, NY 11520-5415

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address219 NASSAU AVE, FREEPORT, NY 11520-6116

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNASSAU NY
Recording DateFeb 24, 2017
Property Address345 RAY ST, FREEPORT, NY 11520-5433
Document Number0134760945
Book / Page013476 / 000945
Instrument DateJan 31, 2017
Instrument19689
Transaction TypeTransfer
Record UpdatedApr 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 RAY ST FREEPORT NY 115205433, FREEPORT, NY 11520-5433

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$352 (-) Land $161 Building $191$352,000 (-)
2025$7,589.00 (+6.24%)$352 (-2.49%) Land $161 Building $191$352,000 (-2.49%)
2023$7,143.00 Additional exemption filed$361 Land $165 Building $196$361,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 235 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies235 in force
Nearby Flood Claims674 (1978–2024)
Claims Outside the SFHA43 of 674
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 260 claims
  • Hurricane Irene, Sep 2011 · 135 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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