175 N Sayers Rd, Troy, OH 45373 Property Records

Miami County property record for 175 N Sayers Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,851 sqft · built 1967
Lot Size	0.871 acres (37,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Oct 2020)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K30-019500`

Property Details

APN / Parcel Number

Primary APN	`K30-019500`
Alternative APNs	`011005.0-03-046-00` `K30ST009D00100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	3,702 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	37,941 sqft (0.871 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	188 sqft
Patio Area	300 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	175 N SAYERS RD
City	TROY
State	OH
Zip	45373-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-1-5 NE PT SE
Legal Range	10
Legal Township	01
Legal Section	05
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	4
Census Block	4007
Census Tract	365102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elizabeth Township Rural Historic District listed 1997 · 1,074 contributing resources · NRIS 97000160

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 N SAYERS RD, TROY, OH 45373-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Oct 26, 2020	Survivorship Deed, Transfer · VA Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20202020OR-15799
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	175 N SAYERS RD, TROY, OH 45373-9604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VALMER LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007197
Date	Jun 4, 2020
Instrument	2020OR-07197

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	SPRINGFIELD, OH 45502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 26, 2020
Property Address	175 N SAYERS RD, TROY, OH 45373-9604
Document Number	0000015799
Instrument Date	Oct 22, 2020
Instrument	2020OR-15799
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	175 N SAYERS RD, TROY, OH 45373-9604

Mortgage

Document Number	0000015800
Date	Oct 26, 2020
Instrument	2020OR-15800

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (+14.79%) Homeowner's exemption	$85,550 (+35.26%) Land $15,580 Building $69,970	$244,400 (+35.25%) Land $44,500 Building $199,900
2024	$2,171.00 (+1.54%) Homeowner's exemption	$63,250 (-) Land $13,200 Building $50,050
2023	$2,138.00 (-6.92%) Homeowner's exemption	$63,250 (-) Land $13,200 Building $50,050	$180,700 (-) Land $37,700 Building $143,000
2022	$2,297.00 Homeowner's exemption	$63,250 Land $13,200 Building $50,050	$180,700 Land $37,700 Building $143,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1980–2014)
Claims Outside the SFHA	11 of 13
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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