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276 Emerald Bay Dr, Moneta, VA 24121 Property Records

Franklin County property record for 276 Emerald Bay Dr, Moneta, VA 24121 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,328 sqft · built 2017
Lot Size0.343 acres (14,941 sqft)
OwnerIndividual Name on File
Last Sale$779,000 (Mar 2022)
Tax Bill$3,045 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032 11-005 00

Property Details

APN / Parcel Number

Primary APN032 11-005 00
Alternative APN
  • 41582

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area2,328 sqft Living Area
Gross Area3,716 sqft
1st Floor Area2,328 sqft
Basement Area2,328 sqft
Finished Basement1,800 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2021
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,941 sqft (0.343 acres)
TerrainRolling
Garage Area502 sqft
DrivewayPaver Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area506 sqft
Deck Area380 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number41582
Street Address276 EMERALD BAY DR
CityMONETA
StateVA
Zip24121-6522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT EMERALD BAY LOT 5
Legal SubdivisionVILLAGES AT EMERALD BAY
Legal Lot Number5
JurisdictionFRANKLIN VA
Township / Civil DivisionGILLS CREEK
Census Block Group3
Census Block3001
Census Tract20104

Owner

Source: Franklin County records · APN 032 11-005 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address159 SHOCKEY RIDGE RD, CALLAWAY, VA 24067-3931
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
May 14, 2019Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 14, 2022 · Amount on Record
Deed SaleMar 14, 2022 · Amount on Record
Prior SaleOct 21, 2020 · Amount on Record
Deed Document Number20222051
Deed Book / Page1180 / 2847
Last Transfer DateMar 31, 2026
Transfer Doc0000001987
Record UpdatedSep 20, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN VA
Recording DateMar 14, 2022
Property Address276 EMERALD BAY DR, MONETA, VA 24121-6522
Document Number0011802847
Book / Page1180 / 2847
Map ReferenceMB 868 PG 783
Instrument DateFeb 23, 2022
Instrument220002051
Transaction TypeTransfer
Record UpdatedMar 30, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$779.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address276 EMERALD BAY DR, MONETA, VA 24121-6522

Mortgage

Document Number0220002052
DateMar 14, 2022
Instrument220002052
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN VA
Recording DateMay 14, 2019
Property Address276 EMERALD BAY DR, MONETA, VA 24121-6522
Document Number0011211902
Book / Page001121 / 001902
Instrument DateMay 06, 2019
Instrument2729
Transaction TypeTransfer
Record UpdatedMay 08, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address276 EMERALD BAY DR MONETA VA 24121, MONETA, VA 24121

Mortgage

Document Number11211905
DateMay 14, 2019
Book Page001121/001905
Instrument2730
Lender
NameWELLS FARGO BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 13, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,045.00 (+18.48%)$708,200 (+68.06%) Land $45,000 Building $663,200$708,200 (+68.06%) Land $45,000 Building $663,200
2023$2,570.00$421,400 (-) Land $40,000 Building $381,400$421,400 (-) Land $40,000 Building $381,400
2022$421,400 Land $40,000 Building $381,400$421,400 Land $40,000 Building $381,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510670201043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SML WirelessFixed Wireless (unlicensed)1,000 / 100
Shenandoah Telecommunications CompanyCable1,000 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: ZiTEL. Availability varies by address; speeds are provider-advertised maximums, not measured.

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