Oakland County property record for 310 E Troy St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 678 sqft · built 1941 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Sep 2005) |
| Tax Bill | $3,098 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-202-011 |
| Primary APN | 24-25-34-202-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 678 sqft Living Area |
| 1st Floor Area | 678 sqft |
| Basement Area | 678 sqft |
| Unfinished Basement | 678 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,445 sqft (0.125 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Deck Area | 152 sqft |
| Patio Area | 152 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 310 E TROY ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T1N, R11E, SEC 34 THE LITTLE FARMS SUB W 50 FT OF LOT 214 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | THE LITTLE FARMS SUB |
| Legal Lot Number | 214 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 173500 |
Source: Oakland County records · APN 24-25-34-202-011
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31196 CHURCHILL DR, BEVERLY HILLS, MI 48025-5223 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage LAKE TRUST CU |
| May 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage INVEST DETROIT FOUNDATION |
| May 28, 2021 | Deed of Trust, Mortgage DETROIT DEVELOPMENT FUND |
| Sep 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2005 · Amount on Record |
| Deed Sale | Sep 21, 2005 · Amount on Record |
| Prior Sale | Sep 24, 2004 · Amount on Record |
| Deed Document Number | 2005268433 |
| Deed Book / Page | 36298 / 71 |
| Last Transfer Date | Sep 12, 2020 |
| Transfer Doc | 0000194683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 310 E TROY ST, FERNDALE, MI 48220-2851 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 31196 CHURCHILL DR, BEVERLY HILLS, MI 48025-5223 |
| Document Number | 0000365775 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 57680/615 |
| Instrument | 365775 |
| Name | LAKE TRUST CU |
|---|---|
| Type | Credit Union |
| Address | BRIGHTON, MI 48114 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 07, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 310 E TROY ST, FERNDALE, MI 48220-2851 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 31196 CHURCHILL DR, BEVERLY HILLS, MI 48025-5223 |
| Document Number | 0000139773 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 56309/695 |
| Instrument | 139773 |
| Name | INVEST DETROIT FOUNDATION |
|---|---|
| Type | Non-Lending Institution |
| Address | DETROIT, MI 48243 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 310 E TROY ST, FERNDALE, MI 48220-2851 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 31196 CHURCHILL DR, BEVERLY HILLS, MI 48025-5223 |
| Document Number | 0000139774 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 56309/708 |
| Instrument | 139774 |
| Name | DETROIT DEVELOPMENT FUND |
|---|---|
| Type | Government Agency |
| Address | DETROIT, MI 48202 |
| Amount | Amount Recorded |
|---|---|
| Term | 70 Months |
| Due | Mar 01, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 24, 2020 |
| Property Address | 310 E TROY ST, FERNDALE, MI 48220-2851 |
| Document Number | 0000194683 |
| Book / Page | 054879 / 000680 |
| Instrument Date | Sep 12, 2020 |
| Instrument | 194683 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 31196 CHURCHILL DR BEVERLY HILLS MI 480255223, BEVERLY HILLS, MI 48025-5223 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,098.00 (-1.24%) | $90,400 (+11.91%) | $180,800 (+11.91%) |
| 2024 | $3,137.00 (+54.08%) | ||
| 2023 | $80,780 | $161,560 | |
| 2021 | $2,036.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251735002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 797 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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