Putnam County property record for 340 E Peniel Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,187 sqft · built 1987 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,365 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-10-26-0000-064.0-005.1 |
| Primary APN | 21-10-26-0000-064.0-005.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 3,187 sqft Living Area |
| 1st Floor Area | 2,532 sqft |
| Flooring | Steel Beam |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 792 sqft |
| Porch | Porch |
| Porch Area | 1,594 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 80939 |
|---|---|
| Street Address | 340 E PENIEL RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-8434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SW1/4 OF SW1/4 OR557, P1 |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 21 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950600 |
340 E Peniel Rd is owned and occupied by two individuals.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 340 E PENIEL RD, PALATKA, FL 32177-8434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Sep 30, 2026 |
| Property Address | 340 E PENIEL RD, PALATKA, FL 32177-8434 |
| Document Number | 0000024056 |
| Book / Page | 1890 / 592 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202624056 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 E PENIEL RD, PALATKA, FL 32177-8434 |
| Document Number | 0000024056, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 1890/592 |
| Instrument | 202624056 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 340 E Peniel Rd was $3,365 with a homeowner's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,365.00 Homeowner's exemption | $221,070 | $399,400 Land $32,000 Building $367,400 |
| 2023 | $3,004.00 (+5.55%) Homeowner's exemption | $208,590 (+3%) | $401,650 (+16.51%) Land $24,000 Building $377,650 |
| 2022 | $2,846.00 Homeowner's exemption | $202,520 | $344,720 Land $24,000 Building $320,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 340 E Peniel Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 340 E Peniel Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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