331 E Peniel Rd, Palatka, FL 32177 Property Records

Putnam County property record for 331 E Peniel Rd, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	1,630 sqft · built 1947
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Jul 2023)
Tax Bill	$630 (2025)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-10-26-0000-066.0-000.0`

Property Details

APN / Parcel Number

Primary APN	`21-10-26-0000-066.0-000.0`
Alternative APN	`80942`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,630 sqft Living Area
1st Floor Area	1,361 sqft
Flooring	Steel Beam
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1982
Exterior Material	Concrete Block
Lot Area	17,860 sqft (0.41 acres)
Porch	Porch
Porch Area	273 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	80942
Street Address	331 E PENIEL RD
City	PALATKA
State	FL
Zip	32177-8463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF S 1/2 OF SW 1/4 OF SW, 1
Legal Range	26E
Legal Township	10S
Legal Section	21
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1041
Census Tract	950500

Owner

331 E Peniel Rd is owned and occupied by an individual who bought it in July 2023.

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	331 E PENIEL RD, PALATKA, FL 32177-8463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Deed Document Number	202354014955
Deed Book / Page	1716 / 1256
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 10, 2023
Property Address	331 E PENIEL RD, PALATKA, FL 32177-8463
Document Number	0017161256
Book / Page	1716 / 1256
Instrument Date	Jul 7, 2023
Instrument	202354014955
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TTL INS I

Transaction

Amount	Amount on Record
Tax	$1,246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 E PENIEL RD, PALATKA, FL 32177-8463
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 331 E Peniel Rd was $630 with a senior citizen's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00 Senior Citizen's exemption	$72,600	$126,110 Land $6,560 Building $119,550
2023	$682.00 (+2.1%) Homeowner's exemption	$53,000 (+2.99%)	$130,860 (+14.45%) Land $4,920 Building $125,940
2022	$668.00 Homeowner's exemption	$51,460	$114,340 Land $4,920 Building $109,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 331 E Peniel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 E Peniel Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20