Putnam County property record for 321 E Peniel Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,024 sqft · built 1953 |
| Lot Size | 6.09 acres (265,280 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,066 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-10-26-0000-0580-0000 |
| Primary APN | 21-10-26-0000-0580-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Lot Area | 265,280 sqft (6.09 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 80926 |
|---|---|
| Street Address | 321 E PENIEL RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-8463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SE1/4 OF SW1/4 BK197, P186 OR135 P468 OR231 P327(EX, OR231 P329) |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 21 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 950500 |
321 E Peniel Rd is owned by two individuals who acquired it in September 2004.
Source: Putnam County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 MOORES TRL, PALATKA, FL 32177-8484 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 17, 2004 |
| Transfer Doc | 0009990131 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 321 E Peniel Rd was $2,066.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,066.00 | $103,880 | $214,320 Land $127,980 Building $86,340 |
| 2023 | $1,823.00 (+11.16%) | $104,260 (+12.66%) | $214,870 (+5.7%) Land $13,370 Building $201,500 |
| 2022 | $1,640.00 | $92,540 | $203,280 Land $13,240 Building $190,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 E Peniel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 E Peniel Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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