340 E Haven Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 340 E Haven Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Feb 2017)
Tax Bill	$5,657 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`003-39-014-002`

Property Details

APN / Parcel Number

Primary APN	`003-39-014-002`
Alternative APN	`0033901400200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,646 sqft Living Area
1st Floor Area	1,323 sqft
Basement Area	1,323 sqft
Unfinished Basement	1,323 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	304,920 sqft (7 acres)
Garage Area	731 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	340 E HAVEN DR
City	OWOSSO
State	MI
Zip	48867-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST HAVEN BLUFFS NO 2 - NEW HAVEN TWP LOT 14
Legal Subdivision	WEST HAVEN BLUFFS
Legal Lot Number	14
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1044
Census Tract	30100

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	340 E HAVEN DR, OWOSSO, MI 48867-8805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Feb 10, 2017	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BK/MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on Record
Deed Sale	Feb 10, 2017 · Amount on Record
Prior Sale	Sep 26, 2013 · Amount on Record
Deed Document Number	20173294156
Deed Book / Page	1230 / 848
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	340 E HAVEN DR, OWOSSO, MI 48867-8805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012710418
Date	Jul 31, 2020
Book Page	1271/418
Instrument	3335071

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 10, 2017
Property Address	340 E HAVEN DR, OWOSSO, MI 48867-8805
Document Number	0012300848
Book / Page	001230 / 000848
Instrument Date	Feb 6, 2017
Instrument	3294156
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	GARROW TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3807 CASTLETON DR GRAND LEDGE MI 48837, GRAND LEDGE, MI 48837

Mortgage

Document Number	12300849
Date	Feb 10, 2017
Book Page	001230/000849
Instrument	3294157

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	New Haven Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,700 (+6.12%)	$527,400 (+6.12%)
2025	$5,657.00 (+2.8%) Homeowner's exemption	$248,500 (+36.84%)	$497,000 (+36.84%)
2024	$5,503.00 (+5.34%)
2023	$5,224.00 Homeowner's exemption	$181,600	$363,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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