195 E Haven Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 195 E Haven Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (Sep 2009)
Tax Bill	$4,337 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-38-005-000`

Property Details

APN / Parcel Number

Primary APN	`003-38-005-000`
Alternative APN	`0033800500000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,968 sqft Living Area
1st Floor Area	1,574 sqft
Basement Area	1,574 sqft
Unfinished Basement	1,574 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Lot Area	126,324 sqft (2.9 acres)
Garage Area	1,552 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	195 E HAVEN DR
City	OWOSSO
State	MI
Zip	48867-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST HAVEN BLUFFS NEW HAVEN TOWNSHIP LOT 5
Legal Subdivision	WEST HAVEN BLUFFS
Legal Lot Number	5
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1044
Census Tract	30100

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 E HAVEN DR, OWOSSO, MI 48867-8803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2009 · Amount on Record
Deed Sale	Sep 9, 2009 · Amount on Record
Deed Document Number	20093202937
Deed Book / Page	1140 / 171
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	195 E HAVEN DR, OWOSSO, MI 48867-8803
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E HAVEN DR, OWOSSO, MI 48867-8803

Mortgage

Document Number	0012950507
Date	Apr 18, 2022
Book Page	1295/507
Instrument	3359422

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	New Haven Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,800 (+6.19%)	$401,600 (+6.19%)
2025	$4,337.00 (+2.8%) Homeowner's exemption	$189,100 (+36.34%)	$378,200 (+36.34%)
2024	$4,219.00 (+7.38%)
2023	$3,929.00 Homeowner's exemption	$138,700	$277,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20